000400.KS

SellBargain Bin

Lotte Non - Life Insurance Co., Ltd. · Financial Services · South Korea · $482M · Avg Vol: $575K/d

Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.

20
StockRank
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Quality
31
Value
55
Momentum
18
P/E (TTM)
13.1x
peers 8.8x
ROE
-1.8%
peers 9.0%
D/E
0.8x
peers 1.4x
Dividend %
—
trailing yield
Director trades · 180d
None →
Buybacks · 180d
None →

ABOUT LOTTE NON - LIFE INSURANCE CO., LTD.

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Lotte Non-Life Insurance Co., Ltd. provides a comprehensive range of property and casualty insurance products, including auto, fire, marine, and long-term health insurance in South Korea. The company leverages its historical ties and strategic partnerships with the Lotte Group to secure corporate insurance contracts and retail distribution channels. It is currently focusing on digital transformation and high-margin long-term protection products to improve underwriting profitability.

FINANCIAL SUMMARY (KRW)

Year20212022202320242025CAGRTTM
Revenue—1.5T2.0T2.3T2.5T19.5%2.6T
EPS (KRW)379.00-331.00914.0068.00158.00-19.6%157.89
Shares—309.1M309.1M309.1M309.1M0.0%309.1M
Debt—3.3T1.0T806.3B806.7B-37.4%806.4B
Equity—1.8T1.3T794.2B613.5B-30.2%—
Op CF—-387.3B2.1T-207.0B-722.1B—-554.3B
Inv CF—-2.6T559.1B-89.3B825.5B——
Fin CF—2.9T-2.3T-220.0B-17.7B——
Loading 1Y...
PRICE (1Y)+4.2%
1.421.451.481.521.55Aug 6Aug 28Sep 18
SMA 50SMA 200

Close
$1.49
RSI (14)
50.0
52W High
$2.37
From 52W High
0.6%

SCORE BREAKDOWN

Quality
31
ROIC (ROA)
0.0%*14.2
ROE
-1.8%9.0
GP/Assets
3.7%38.0
Op. Margin
7.5%25.6
FCF/Assets
n/mN/A
Piotroski
446.2
Int. Cover
1.2x17.1
D/E Ratio
0.81x33.3
Current Ratio
13.47x88.8
Value
55
P/E (TTM)
13.1x47.2
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.0x56.4
P/S
0.2x97.8
Div Yield
—N/A
Momentum
18
52W High %
63%12.7
RS 6M
-23%12.2
SMA 50/200
1.05x59.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-96%0.5

FUNDAMENTALS

Market Cap
$482M
P/E (Forward)
—
Gross Margin
18.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 000400.KS are excluded.

TickerCompanyMkt CapStockRankSignal
000400.KSLotte Non - Life Insurance Co., Ltd.(you)$482M20Sell
000545.KSHeungkuk Fire&Marine Insurance Co., Ltd.$250M22Sell
000370.KSHanwha General Insurance Co., Ltd.$712M82Strong Buy
005830.KSDB Insurance Co., Ltd.$8.0B76Buy
041190.KQWoori Technology Investment Co., Ltd$368M12Strong Sell
001450.KSHyundai Marine & Fire Insurance Co., Ltd.$3.0B98Strong Buy
003545.KSDaishin Securities Co.,Ltd$1.0B22Sell
001510.KSSK Securities Co., Ltd.$393M36Hold
026890.KSSTIC Investments, Inc.$223M15Strong Sell
006220.KSJeju Bank$273M8Strong Sell

Peer medians: ROE 9.0% · P/E 8.8x · Gross margin 95.5%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Lotte Non - Life Insurance Co., Ltd. (000400.KS): Stock Score Summary

Lotte Non - Life Insurance Co., Ltd. (000400.KS) has a MoatMap StockRank of 20/100 based on Quality (31/100), Value (55/100), and Momentum (18/100) factor scores. The current signal is SELL.

Lotte Non-Life Insurance Co., Ltd. provides a comprehensive range of property and casualty insurance products, including auto, fire, marine, and long-term health insurance in South Korea. The company leverages its historical ties and strategic partnerships with the Lotte Group to secure corporate insurance contracts and retail distribution channels. It is currently focusing on digital transformation and high-margin long-term protection products to improve underwriting profitability.

Key Financial Metrics

Price$1.49
Market Cap$482M
P/E (TTM)13.07
Price/Book1.04
Return on Equity-1.8%
Debt/Equity0.81x
Gross Margin18.3%
Operating Margin7.5%
Revenue Growth-15.3%
Free Cash Flow$1.7B

Lotte Non - Life Insurance Co., Ltd. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (South Korea).

Frequently Asked Questions

What is Lotte Non - Life Insurance Co., Ltd.’s (000400.KS) StockRank?
MoatMap’s StockRank for Lotte Non - Life Insurance Co., Ltd. (000400.KS) is 20/100, with a Sell signal. It is a composite of Quality (31), Value (55), and Momentum (18) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Lotte Non - Life Insurance Co., Ltd. have an economic moat?
Lotte Non - Life Insurance Co., Ltd. (000400.KS) has a Quality factor score of 31/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Lotte Non - Life Insurance Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Lotte Non - Life Insurance Co., Ltd. (000400.KS) is Sell, based on a StockRank of 20/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Lotte Non - Life Insurance Co., Ltd. in?
Lotte Non - Life Insurance Co., Ltd. (000400.KS) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (South Korea).
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