Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
5831.T
HoldHot AirShizuoka Financial Group,Inc. · Financial Services · Japan · $12.1B · Avg Vol: $42M/d
COMPANY DESCRIPTION
Shizuoka Financial Group, Inc. is a leading regional banking group in Japan, offering a full suite of financial services including deposits, loans, and investment advisory primarily to customers in Shizuoka Prefecture. The group's competitive advantage stems from its deep-seated local market expertise, extensive branch network, and strong brand loyalty within its primary operating region, enabling it to effectively serve individuals and local businesses. As a critical financial pillar of the Shizuoka economy, the group is committed to fostering regional growth and stability through its comprehensive banking operations.
FINANCIAL SUMMARY (JPY)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 208.1B | 229.8B | 221.2B | 311.6B | 14.4% | 380.5B | 369.2B | 504.7B | 27.3% |
| EPS (JPY) | 92.92 | 104.17 | 136.37 | 170.52 | 22.4% | 165.00 | 216.75 | 249.02 | 20.8% |
| Shares | 559.7M | 549.9M | 541.9M | 530.6M | -5.2% | 530.9M | — | — | — |
| Debt | 1.5T | 1.3T | 1.4T | 1.5T | -1.0% | 1.8T | — | — | — |
| Equity | 1.1T | 1.2T | 1.2T | 1.2T | 2.4% | — | — | — | — |
| Op CF | -72.5B | 170.1B | -521.0B | -272.7B | — | -266.4B | — | — | — |
| Inv CF | -426.8B | -293.5B | 16.5B | 219.6B | — | — | — | — | — |
| Fin CF | -61.9B | -24.8B | -36.8B | -70.1B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 5831.T are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 5831.T | Shizuoka Financial Group,Inc.(you) | $12.1B | 42 | Hold |
| 8331.T | The Chiba Bank, Ltd. | $12.2B | 44 | Hold |
| 7186.T | Yokohama Financial Group, Inc. | $13.4B | 39 | Hold |
| 5830.T | Iyogin Holdings, Inc. | $7.1B | 42 | Hold |
| 8354.T | Fukuoka Financial Group, Inc. | $9.3B | 50 | Hold |
| 7167.T | Mebuki Financial Group,Inc. | $10.0B | 52 | Hold |
| 8334.T | The Gunma Bank, Ltd. | $6.7B | 49 | Hold |
| 8303.T | SBI Shinsei Bank, Limited | $8.8B | 29 | Sell |
| 5844.T | Kyoto Financial Group,Inc. | $8.7B | 56 | Hold |
| 8308.T | Resona Holdings, Inc. | $35.1B | 42 | Hold |
Peer medians: ROE 8.4% · P/E 16.3x · Gross margin 67.6%