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ALL

Strong BuyAPPROVE

The Allstate Corporation · Financial Services · United States · $65.9B · Avg Vol: $418M/d

93
StockRank
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Q
72
V
58
M
65
P/E (TTM)
5.2x
ROE
46.1%
D/E
0.2x
Dividend %
1.6%
AI CONVICTION THESIS

Allstate is transitioning from a traditional insurer into a data-driven financial services entity, leveraging AI to combat the $4.4T global financial crime wave. Its ongoing buyback program combined with consistent revenue growth demonstrates management's conviction in their operational pivot, while its scale provides the necessary capital to absorb the massive R&D costs required for AI-integrated compliance architecture.

COMPANY DESCRIPTION

The Allstate Corporation is a major personal lines insurer in the United States, providing a comprehensive range of auto, home, and life insurance products, alongside various protection plans. The company's competitive advantages include its highly recognized brand, extensive exclusive agent network, and robust data analytics capabilities for precise underwriting. This combination reinforces its position as one of the largest and most trusted insurers in the country.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue50.6B56.6B63.5B67.1B9.8%70.1B69.6B72.1B3.6%
EPS-5.22-1.2017.2238.56123.9%49.9539.0230.47-11.1%
Shares263.0M262.5M265.0M260.1M-1.1%252.9M
Debt8.0B7.9B8.1B7.5B-2.0%7.5B
Equity17.5B17.8B21.4B30.6B20.5%
Op CF5.1B4.2B8.9B10.1B25.4%12.5B
Inv CF-1.7B-3.0B-8.3B-7.3B
Fin CF-3.4B-1.2B-697.0M-2.9B
Loading 1Y...
PRICE (1Y)+2.7%
252258263269275Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$260.58
RSI (14)
41.5
52W High
$277.22
From 52W High
0.9%

SCORE BREAKDOWN

Quality
72
ROIC (ROA)
8.7%*83.4
ROE
46.1%97.5
GP/Assets
21.6%86.8
Op. Margin
22.8%41.5
FCF/Assets
n/mN/A
Piotroski
566.7
Int. Cover
34.0x75.4
D/E Ratio
0.22x61.6
Current Ratio
0.36x16.3
Value
58
P/E (TTM)
5.2x90.6
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
2.1x23.5
P/S
0.9x89.4
Div Yield
1.6%15.5
Momentum
65
52W High %
94%57.4
RS 6M
10%76.0
SMA 50/200
1.16x86.7
EPS Rev 4W
+3.8%79.0
EPS Rev 12W
+5.0%83.6
EPS Improve
-45%5.3
Q Growth
55%76.2

FUNDAMENTALS

Market Cap
$65.9B
P/E (Forward)
9.5x
Gross Margin
36.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ALL are excluded.

TickerCompanyMkt CapStockRankSignal
ALLThe Allstate Corporation(you)$65.9B93Strong Buy
8725.TMS&AD Insurance Group Holdings, Inc.$45.8B92Strong Buy
2328.HKPICC Property and Casualty Company Limited$45.3B90Strong Buy
TRVThe Travelers Companies, Inc.$77.2B81Strong Buy
UNI.MIUnipol Assicurazioni S.p.A.$23.8B86Strong Buy
PGR.MXThe Progressive Corporation$129.2B79Buy
FFH.TOFairfax Financial Holdings Limited$33.9B75Buy
1339.HKThe People's Insurance Company (Group) of China Limited$30.5B73Buy
8630.TSompo Holdings, Inc.$38.1B66Buy
CINFCincinnati Financial Corporation$26.4B73Buy

Peer medians: ROE 9.8% · P/E 12.7x · Gross margin 85.5%

The Allstate Corporation (ALL): Stock Score Summary

The Allstate Corporation (ALL) has a MoatMap StockRank of 93/100 based on Quality (72/100), Value (58/100), and Momentum (65/100) factor scores. The current signal is STRONG BUY. Allstate is transitioning from a traditional insurer into a data-driven financial services entity, leveraging AI to combat the $4.4T global financial crime wave. Its ongoing buyback program combined with consistent revenue growth demonstrates management's conviction in their operational pivot, while its scale provides the necessary capital to absorb the massive R&D costs required for AI-integrated compliance architecture.

The Allstate Corporation is a major personal lines insurer in the United States, providing a comprehensive range of auto, home, and life insurance products, alongside various protection plans. The company's competitive advantages include its highly recognized brand, extensive exclusive agent network, and robust data analytics capabilities for precise underwriting. This combination reinforces its position as one of the largest and most trusted insurers in the country.

Key Financial Metrics

Price$260.58
Market Cap$65.9B
P/E (TTM)5.24
P/E (Forward)9.51
Price/Book2.10
Return on Equity46.1%
Debt/Equity0.22x
Gross Margin36.8%
Operating Margin22.8%
Revenue Growth11.8%
Dividend Yield1.6%
Free Cash Flow$12.4B

The Allstate Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Allstate Corporation’s (ALL) StockRank?
MoatMap’s StockRank for The Allstate Corporation (ALL) is 93/100, with a Strong Buy signal. It is a composite of Quality (72), Value (58), and Momentum (65) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Allstate Corporation have an economic moat?
The Allstate Corporation (ALL) has a Quality factor score of 72/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Allstate Corporation a buy, hold, or sell?
MoatMap’s current signal for The Allstate Corporation (ALL) is Strong Buy, based on a StockRank of 93/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Allstate Corporation in?
The Allstate Corporation (ALL) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).