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AMSF

Hold

AMERISAFE, Inc. · Financial Services · United States · $490M · Avg Vol: $10M/d

47
StockRank
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Q
66
V
59
M
13
P/E (TTM)
10.6x
ROE
18.2%
D/E
0.0x
Dividend %
6.1%

COMPANY DESCRIPTION

AMERISAFE, Inc. specializes in providing workers' compensation insurance for small to mid-sized employers operating in high-hazard industries across the United States. The company distinguishes itself through a disciplined underwriting approach and extensive loss control services tailored to inherently riskier occupations, allowing it to maintain a strong market position within this niche. This focused strategy enables AMERISAFE to achieve competitive loss ratios and serve an often-underserved segment.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue294.7M306.9M309.1M317.3M2.5%335.7M341.8M349.5M4.9%
EPS2.893.242.912.48-5.0%2.482.212.28-4.0%
Shares19.2M19.1M19.1M18.8M-1.9%18.5M
Debt
Equity317.4M292.5M257.3M251.6M-7.5%
Op CF28.2M29.8M24.2M11.1M-26.8%20.4M
Inv CF75.4M43.9M72.4M68.4M
Fin CF-112.9M-96.5M-91.2M-61.6M
Loading 1Y...
PRICE (1Y)-23.4%
25.7027.8530.0032.1434.29Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$26.25
RSI (14)
30.8
52W High
$44.61
From 52W High
0.6%

SCORE BREAKDOWN

Quality
66
ROIC (ROA)
3.2%*65.8
ROE
18.2%81.3
GP/Assets
8.2%69.4
Op. Margin
19.9%37.7
FCF/Assets
n/mN/A
Piotroski
454.1
Int. Cover
N/A
D/E Ratio
0.00x94.8
Current Ratio
2.04x59.7
Value
59
P/E (TTM)
10.6x65.7
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.9x26.0
P/S
1.5x83.3
Div Yield
6.1%71.6
Momentum
13
52W High %
59%8.8
RS 6M
-30%6.8
SMA 50/200
0.92x12.3
EPS Rev 4W
-1.6%13.1
EPS Rev 12W
-3.2%15.3
EPS Improve
-19%12.5
Q Growth
5%33.5

FUNDAMENTALS

Market Cap
$490M
P/E (Forward)
13.0x
Gross Margin
27.7%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AMSF are excluded.

TickerCompanyMkt CapStockRankSignal
AMSFAMERISAFE, Inc.(you)$490M47Hold
EIGEmployers Holdings, Inc.$883M39Hold
JRVRJames River Group Holdings, Inc.$190M40Hold
OSGOctave Specialty Group, Inc.$204M24Sell
ITICInvestors Title Company$562M85Strong Buy
MBIMBIA Inc.$250M17Strong Sell
RDNRadian Group Inc.$4.9B69Buy
FNFFidelity National Financial, Inc.$12.7B36Hold
NMIHNMI Holdings, Inc.$3.4B85Strong Buy
ACTEnact Holdings, Inc.$6.8B81Strong Buy

Peer medians: ROE 9.7% · P/E 13.1x · Gross margin 100.0%

AMERISAFE, Inc. (AMSF): Stock Score Summary

AMERISAFE, Inc. (AMSF) has a MoatMap StockRank of 47/100 based on Quality (66/100), Value (59/100), and Momentum (13/100) factor scores. The current signal is HOLD.

AMERISAFE, Inc. specializes in providing workers' compensation insurance for small to mid-sized employers operating in high-hazard industries across the United States. The company distinguishes itself through a disciplined underwriting approach and extensive loss control services tailored to inherently riskier occupations, allowing it to maintain a strong market position within this niche. This focused strategy enables AMERISAFE to achieve competitive loss ratios and serve an often-underserved segment.

Key Financial Metrics

Price$26.25
Market Cap$490M
P/E (TTM)10.60
P/E (Forward)13.04
Price/Book1.95
Return on Equity18.2%
Debt/Equity0.00x
Gross Margin27.7%
Operating Margin19.9%
Revenue Growth13.4%
Dividend Yield6.1%
Free Cash Flow$19M

AMERISAFE, Inc. operates in the Insurance - Specialty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is AMERISAFE, Inc.’s (AMSF) StockRank?
MoatMap’s StockRank for AMERISAFE, Inc. (AMSF) is 47/100, with a Hold signal. It is a composite of Quality (66), Value (59), and Momentum (13) factor ranks across MoatMap’s 20,000+ stock universe.
Does AMERISAFE, Inc. have an economic moat?
AMERISAFE, Inc. (AMSF) has a Quality factor score of 66/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is AMERISAFE, Inc. a buy, hold, or sell?
MoatMap’s current signal for AMERISAFE, Inc. (AMSF) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is AMERISAFE, Inc. in?
AMERISAFE, Inc. (AMSF) operates in the Financial Services sector, specifically the Insurance - Specialty industry (United States).