Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
HDB
SellHDFC Bank Limited · Financial Services · India · $118.6B · Avg Vol: $226M/d
COMPANY DESCRIPTION
HDFC Bank Limited is India's largest private sector bank, providing a comprehensive suite of retail, wholesale, and transactional banking services. The bank possesses a formidable competitive moat built on an extensive physical branch network, industry-leading digital infrastructure, and a highly stable, low-cost deposit base. It is recognized as a market leader with superior asset quality and risk management practices, consistently outperforming peers in India's rapidly expanding financial services sector.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10.7B | 12.6B | 20.8B | 24.9B | 32.5% | 30.9B | 26.9B | 29.7B | 6.1% |
| EPS | 4.74 | 6.09 | 8.25 | 4.22 | -3.8% | 1.43 | 4.28 | 3.83 | -3.1% |
| Shares | 5.1B | 5.1B | 5.1B | 5.1B | 0.0% | 5.1B | — | — | — |
| Debt | 22.9B | 33.0B | 84.9B | 76.8B | 49.6% | 59.3B | — | — | — |
| Equity | 26.3B | 30.5B | 72.8B | 80.5B | 45.3% | — | — | — | — |
| Op CF | 6.1B | 5.0B | 10.7B | 12.5B | 27.2% | — | — | — | — |
| Inv CF | -34.6B | -46.1B | -38.5B | -39.0B | — | — | — | — | — |
| Fin CF | 30.5B | 43.8B | 35.1B | 25.4B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HDB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HDB | HDFC Bank Limited(you) | $118.6B | 22 | Sell |
| IBN | ICICI Bank Limited | $107.2B | 23 | Sell |
| NU | Nu Holdings Ltd. | $69.1B | 28 | Sell |
| BSBR | Banco Santander (Brasil) S.A. | $43.3B | 23 | Sell |
| 7182.T | JAPAN POST BANK Co., Ltd. | $74.2B | 38 | Hold |
| 8411.T | Mizuho Financial Group, Inc. | $128.8B | 47 | Hold |
| ITUB | Itaú Unibanco Holding S.A. | $82.7B | 51 | Hold |
| U11.SI | United Overseas Bank Limited | $53.3B | 43 | Hold |
| 601658.SS | Postal Savings Bank of China Co., Ltd. | $90.0B | 54 | Hold |
| 1155.KL | Malayan Banking Berhad | $32.1B | 37 | Hold |
Peer medians: ROE 9.8% · P/E 12.7x · Gross margin 85.5%