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HG

Strong BuyAPPROVE

Hamilton Insurance Group, Ltd. · Financial Services · Bermuda · $3.5B · Avg Vol: $13M/d

93
StockRank
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Q
78
V
64
M
52
P/E (TTM)
6.1x
ROE
31.1%
D/E
0.1x
Dividend %
AI CONVICTION THESIS

Hamilton Insurance is aggressively leaning into modern, AI-integrated compliance and wholesale-focused risk underwriting. As the $4.4 trillion financial crime wave forces a massive capex cycle in security infrastructure, Hamilton's strategic pivot positions it to capture the premium shift in the financial services sector. The company’s active buyback program signals management's confidence in this structural moat.

COMPANY DESCRIPTION

Hamilton Insurance Group, Ltd. is a Bermuda-based global specialty insurance and reinsurance company that writes business through its underwriting platforms in Lloyd's, Bermuda, and the United States. The company's competitive moat is defined by its data-driven underwriting approach, which utilizes advanced analytics and proprietary technology to price risk more accurately across complex specialty lines. Hamilton's diversified portfolio and strategic relationship with sophisticated investment managers allow it to optimize both underwriting and investment income throughout the market cycle.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.3B1.6B2.4B3.0B32.2%3.0B2.9B3.0B1.2%
EPS-0.892.473.815.7552.6%5.725.925.63-1.1%
Shares110.0M110.2M101.5M99.0M-10.0%
Debt149.7M149.8M149.9M149.7M0.0%149.8M
Equity1.7B2.0B2.3B2.8B19.2%
Op CF190.9M283.2M759.3M842.4M64.0%815.2M
Inv CF133.1M-652.1M-184.2M-414.1M
Fin CF-69.6M59.0M-362.7M-376.2M
Loading 1Y...
PRICE (1Y)+0.5%
34.4035.1235.8436.5637.28Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$35.35
RSI (14)
56.9
52W High
$37.31
From 52W High
0.9%

SCORE BREAKDOWN

Quality
78
ROIC (ROA)
5.6%*76.8
ROE
31.1%93.7
GP/Assets
12.1%77.1
Op. Margin
31.4%49.4
FCF/Assets
n/mN/A
Piotroski
796.8
Int. Cover
44.6x79.9
D/E Ratio
0.05x77.6
Current Ratio
1.98x58.0
Value
64
P/E (TTM)
6.1x87.4
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.3x45.4
P/S
1.2x86.5
Div Yield
N/A
Momentum
52
52W High %
95%62.0
RS 6M
7%70.7
SMA 50/200
1.16x87.5
EPS Rev 4W
+1.6%50.0
EPS Rev 12W
+0.7%52.4
EPS Improve
-17%13.5
Q Growth
-23%13.9

FUNDAMENTALS

Market Cap
$3.5B
P/E (Forward)
7.4x
Gross Margin
38.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HG are excluded.

TickerCompanyMkt CapStockRankSignal
HGHamilton Insurance Group, Ltd.(you)$3.5B93Strong Buy
SPNTSiriusPoint Ltd.$2.8B70Buy
CRE.LConduit Holdings Limited$860M88Strong Buy
RNRRenaissanceRe Holdings Ltd.$13.7B86Strong Buy
EGEverest Group, Ltd.$14.5B76Buy
PLGOPelagos Insurance Capital Limit$2.1B87Strong Buy
ESNTEssent Group Ltd.$6.2B86Strong Buy
NTBThe Bank of N.T. Butterfield & Son Limited$2.3B80Buy
LRE.LLancashire Holdings Limited$2.0B80Strong Buy
WTMWhite Mountains Insurance Group, Ltd.$5.1B72Buy

Peer medians: ROE 18.7% · P/E 7.1x · Gross margin 42.1%

Hamilton Insurance Group, Ltd. (HG): Stock Score Summary

Hamilton Insurance Group, Ltd. (HG) has a MoatMap StockRank of 93/100 based on Quality (78/100), Value (64/100), and Momentum (52/100) factor scores. The current signal is STRONG BUY. Hamilton Insurance is aggressively leaning into modern, AI-integrated compliance and wholesale-focused risk underwriting. As the $4.4 trillion financial crime wave forces a massive capex cycle in security infrastructure, Hamilton's strategic pivot positions it to capture the premium shift in the financial services sector. The company’s active buyback program signals management's confidence in this structural moat.

Hamilton Insurance Group, Ltd. is a Bermuda-based global specialty insurance and reinsurance company that writes business through its underwriting platforms in Lloyd's, Bermuda, and the United States. The company's competitive moat is defined by its data-driven underwriting approach, which utilizes advanced analytics and proprietary technology to price risk more accurately across complex specialty lines. Hamilton's diversified portfolio and strategic relationship with sophisticated investment managers allow it to optimize both underwriting and investment income throughout the market cycle.

Key Financial Metrics

Price$35.35
Market Cap$3.5B
P/E (TTM)6.13
P/E (Forward)7.41
Price/Book1.28
Return on Equity31.1%
Debt/Equity0.05x
Gross Margin38.6%
Operating Margin31.4%
Revenue Growth13.0%
Free Cash Flow$107M

Hamilton Insurance Group, Ltd. operates in the Insurance - Reinsurance industry, part of the Financial Services sector (Bermuda).

Frequently Asked Questions

What is Hamilton Insurance Group, Ltd.’s (HG) StockRank?
MoatMap’s StockRank for Hamilton Insurance Group, Ltd. (HG) is 93/100, with a Strong Buy signal. It is a composite of Quality (78), Value (64), and Momentum (52) factor ranks across MoatMap’s 20,000+ stock universe.
Does Hamilton Insurance Group, Ltd. have an economic moat?
Hamilton Insurance Group, Ltd. (HG) has a Quality factor score of 78/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Hamilton Insurance Group, Ltd. a buy, hold, or sell?
MoatMap’s current signal for Hamilton Insurance Group, Ltd. (HG) is Strong Buy, based on a StockRank of 93/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Hamilton Insurance Group, Ltd. in?
Hamilton Insurance Group, Ltd. (HG) operates in the Financial Services sector, specifically the Insurance - Reinsurance industry (Bermuda).