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HIG

BuyFLAG

The Hartford Insurance Group, Inc. · Financial Services · United States · $37.6B · Avg Vol: $213M/d

65
StockRank
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Q
72
V
51
M
36
P/E (TTM)
9.7x
ROE
22.1%
D/E
0.2x
Dividend %
1.7%
AI CONVICTION THESIS

The Hartford clears stage one with all legs above the floor and a buyback on file. A 1.4% forward-EPS cut is adverse evidence, so the calibrated bar blocks approval at stage two. The insider selling rounds to 0.00% and is unusable in either direction.

COMPANY DESCRIPTION

The Hartford Insurance Group, Inc. is a diversified financial services company providing property & casualty insurance, group benefits, and mutual funds to businesses and individuals in the U.S. It benefits from its long-standing brand reputation, extensive distribution channels, and expertise in commercial insurance, particularly for small businesses. Its diversified product offerings and strong underwriting capabilities create a resilient competitive advantage in the U.S. insurance market.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue21.9B24.3B26.4B28.1B8.7%29.3B28.6B29.6B2.7%
EPS5.698.0910.5113.5133.4%14.4912.8413.781.0%
Shares315.1M298.5M287.6M276.9M-12.1%270.9M
Debt4.4B4.4B4.4B4.4B0.1%4.4B
Equity13.7B15.3B16.4B19.0B11.5%
Op CF4.0B4.2B5.9B5.9B13.9%5.9B
Inv CF-1.3B-2.4B-3.8B-3.8B
Fin CF-2.7B-1.9B-2.1B-2.2B
Loading 1Y...
PRICE (1Y)-1.4%
136138141143146Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$138.55
RSI (14)
43.1
52W High
$146.07
From 52W High
0.9%

SCORE BREAKDOWN

Quality
72
ROIC (ROA)
3.9%*68.8
ROE
22.1%87.0
GP/Assets
12.9%78.5
Op. Margin
17.6%35.9
FCF/Assets
n/mN/A
Piotroski
796.9
Int. Cover
24.9x70.3
D/E Ratio
0.22x61.2
Current Ratio
1.77x54.1
Value
51
P/E (TTM)
9.7x71.1
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
2.0x25.5
P/S
1.3x85.4
Div Yield
1.7%16.6
Momentum
36
52W High %
95%62.2
RS 6M
-13%22.7
SMA 50/200
1.02x46.1
EPS Rev 4W
-0.9%15.6
EPS Rev 12W
-5.0%10.9
EPS Improve
-6%17.9
Q Growth
31%62.6

FUNDAMENTALS

Market Cap
$37.6B
P/E (Forward)
10.2x
Gross Margin
37.9%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HIG are excluded.

TickerCompanyMkt CapStockRankSignal
HIGThe Hartford Insurance Group, Inc.(you)$37.6B65Buy
AIGAmerican International Group, Inc.$40.5B45Hold
BRK-BBerkshire Hathaway Inc.$1.1T64Hold
XZOExzeo Group, Inc.$1.6B43Hold
RJFRaymond James Financial, Inc.$33.9B61Hold
MTBM&T Bank Corporation$34.9B61Hold
PYPLPayPal Holdings, Inc.$52.8B67Buy
NAQ.DENasdaq, Inc.$55.4B65Hold
NTRSNorthern Trust Corporation$34.2B58Hold
CFGCitizens Financial Group, Inc.$29.6B61Hold

Peer medians: ROE 9.7% · P/E 13.1x · Gross margin 100.0%

The Hartford Insurance Group, Inc. (HIG): Stock Score Summary

The Hartford Insurance Group, Inc. (HIG) has a MoatMap StockRank of 65/100 based on Quality (72/100), Value (51/100), and Momentum (36/100) factor scores. The current signal is BUY. The Hartford clears stage one with all legs above the floor and a buyback on file. A 1.4% forward-EPS cut is adverse evidence, so the calibrated bar blocks approval at stage two. The insider selling rounds to 0.00% and is unusable in either direction.

The Hartford Insurance Group, Inc. is a diversified financial services company providing property & casualty insurance, group benefits, and mutual funds to businesses and individuals in the U.S. It benefits from its long-standing brand reputation, extensive distribution channels, and expertise in commercial insurance, particularly for small businesses. Its diversified product offerings and strong underwriting capabilities create a resilient competitive advantage in the U.S. insurance market.

Key Financial Metrics

Price$138.55
Market Cap$37.6B
P/E (TTM)9.65
P/E (Forward)10.22
Price/Book1.97
Return on Equity22.1%
Debt/Equity0.22x
Gross Margin37.9%
Operating Margin17.6%
Revenue Growth8.1%
Dividend Yield1.7%
Free Cash Flow$5.6B

The Hartford Insurance Group, Inc. operates in the Insurance - Diversified industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Hartford Insurance Group, Inc.’s (HIG) StockRank?
MoatMap’s StockRank for The Hartford Insurance Group, Inc. (HIG) is 65/100, with a Buy signal. It is a composite of Quality (72), Value (51), and Momentum (36) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Hartford Insurance Group, Inc. have an economic moat?
The Hartford Insurance Group, Inc. (HIG) has a Quality factor score of 72/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Hartford Insurance Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for The Hartford Insurance Group, Inc. (HIG) is Buy, based on a StockRank of 65/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Hartford Insurance Group, Inc. in?
The Hartford Insurance Group, Inc. (HIG) operates in the Financial Services sector, specifically the Insurance - Diversified industry (United States).