Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
INTR
HoldInter & Co, Inc. · Financial Services · Brazil · $2.4B · Avg Vol: $28M/d
COMPANY DESCRIPTION
Inter & Co, Inc. is a Brazilian digital bank and financial services platform, offering a comprehensive suite of banking, investment, credit, and insurance products. Its pioneering digital-only model and rapid customer acquisition, fueled by a commission-free investment platform, provide a strong competitive advantage against traditional banks. Inter is a disruptive force in Latin American financial services, focusing on financial inclusion and user experience.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.2B | 684.4M | 913.0M | 1.2B | 1.6B | -7.7% | 1.3B | 2.0B | 2.5B | 23.9% |
| EPS | -0.01 | -0.01 | 0.14 | 0.40 | 0.57 | 99.0% | 0.67 | 0.77 | 0.99 | 31.3% |
| Shares | 2.6B | 401.8M | 402.2M | 439.7M | 441.3M | -82.9% | — | — | — | — |
| Debt | 3.7B | 1.2B | 1.6B | 1.9B | 2.9B | -6.2% | 3.9B | — | — | — |
| Equity | 2.7B | 1.3B | 1.4B | 1.7B | 2.0B | -7.4% | — | — | — | — |
| Op CF | 91.6M | 404.1M | 1.4B | 722.1M | 1.5B | 100.6% | -1.6B | — | — | — |
| Inv CF | -7.2B | -9.8M | -896.5M | -1.5B | -942.0M | — | — | — | — | — |
| Fin CF | 5.4B | -234.6M | -7.4M | 131.2M | -51.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of INTR are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| INTR | Inter & Co, Inc.(you) | $2.4B | 39 | Hold |
| AGBK | AGI Inc | $983M | 36 | Hold |
| BMEB3.SA | Banco Mercantil do Brasil S.A. | $1.3B | 60 | Hold |
| BRSR6.SA | Banco do Estado do Rio Grande do Sul S.A. | $1.1B | 68 | Buy |
| BAZA3.SA | Banco da Amazônia S.A. | $708M | 69 | Buy |
| BBDO | Banco Bradesco S.A. | $32.1B | 37 | Hold |
| BBAS3.SA | Banco do Brasil S.A. | $21.7B | 56 | Hold |
| ABCB4.SA | Banco ABC Brasil S.A. | $1.2B | 86 | Strong Buy |
| SANB11.SA | Banco Santander (Brasil) S.A. | $31.0B | 54 | Hold |
| PINE4.SA | Banco Pine S.A. | $534M | 84 | Strong Buy |
Peer medians: ROE 14.0% · P/E 9.1x · Gross margin 74.3%