Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ITUB3.SA
Strong BuyItaú Unibanco Holding S.A. · Financial Services · Brazil · $91.2B · Avg Vol: $16M/d
81
StockRankGet insider-trade alerts
Q
68
V
55
M
54
P/E (TTM)
10.1x
ROE
21.5%
D/E
2.8x
Dividend %
6.9%
COMPANY DESCRIPTION
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation.
FINANCIAL SUMMARY (BRL)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 136.4B | 148.4B | 158.6B | 165.2B | 6.6% | 145.3B | 173.1B | 186.1B | 6.1% |
| EPS (BRL) | 2.63 | 2.98 | 3.70 | 4.05 | 15.5% | 4.25 | — | — | — |
| Shares | 11.1B | 11.1B | 11.1B | 11.0B | -0.7% | — | — | — | — |
| Debt | 428.0B | 451.8B | 516.8B | 563.7B | 9.6% | 1.1T | — | — | — |
| Equity | 167.7B | 190.2B | 211.1B | 204.5B | 6.8% | — | — | — | — |
| Op CF | 129.6B | 77.5B | 7.1B | 34.5B | -35.7% | 44.8B | — | — | — |
| Inv CF | -73.3B | -31.2B | 7.0B | 19.4B | — | — | — | — | — |
| Fin CF | -31.7B | -22.4B | -21.7B | -52.5B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-5.7%
SMA 50SMA 200
Close
$8.15
RSI (14)
42.8
52W High
$9.09
From 52W High
0.9%
SCORE BREAKDOWN
Quality
68
ROIC (ROA)
1.6%*51.3
ROE
21.5%86.3
GP/Assets
4.7%N/A
Op. Margin
39.1%56.7
FCF/Assets
4.9%N/A
Piotroski
390.3
Int. Cover
—50.0
D/E Ratio
2.76xN/A
Current Ratio
bankN/A
Value
55
P/E (TTM)
10.1x68.1
EV/EBITDA
bankN/A
P/FCF
3.1xN/A
P/B
2.2x22.7
P/S
3.3x56.9
Div Yield
6.9%77.0
Momentum
54
52W High %
90%39.7
RS 6M
6%69.1
SMA 50/200
1.08x67.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
8%37.9
FUNDAMENTALS
Market Cap
$91.2B
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ITUB3.SA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ITUB3.SA | Itaú Unibanco Holding S.A.(you) | $91.2B | 81 | Strong Buy |
| DBK.DE | Deutsche Bank Aktiengesellschaft | $72.5B | 81 | Strong Buy |
| 601998.SS | China CITIC Bank Corporation Limited | $70.4B | 78 | Buy |
| IES.DE | Intesa Sanpaolo S.p.A. | $139.2B | 81 | Strong Buy |
| ACA.PA | Crédit Agricole S.A. | $67.4B | 84 | Strong Buy |
| NWG.L | NatWest Group plc | $73.1B | 86 | Strong Buy |
| 1658.HK | Postal Savings Bank of China Co., Ltd. | $75.9B | 74 | Buy |
| BNP.DE | BNP Paribas SA | $136.6B | 84 | Strong Buy |
| O39.SI | Oversea-Chinese Banking Corporation Limited | $109.9B | 71 | Buy |
| GLE.PA | Société Générale Société anonyme | $64.7B | 74 | Buy |
Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 85.5%