Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.
UPBD
Strong BuyFLAGUpbound Group, Inc. · Technology · United States · $1.1B · Avg Vol: $19M/d
Not evaluated this run — flagged for manual review
COMPANY DESCRIPTION
Upbound Group, Inc. operates as a technology-driven platform offering lease-to-own solutions for furniture, electronics, and appliances through brands like Rent-A-Center and Acima. The company's competitive moat is derived from its extensive brick-and-mortar presence, which provides convenient access for customers, combined with its innovative proprietary technology platform for digital lease-to-own financing. Upbound Group primarily serves credit-constrained consumers, offering flexible payment options and access to essential household goods.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.2B | 4.0B | 4.3B | 4.7B | 3.4% | 4.7B | 4.7B | 4.9B | 2.5% |
| EPS | 0.23 | -0.09 | 2.26 | 1.30 | 78.1% | 1.54 | 1.30 | 1.44 | 5.3% |
| Shares | 55.7M | 54.4M | 54.7M | 57.9M | +4.1% | 58.3M | — | — | — |
| Debt | 1.7B | 1.6B | 1.6B | 1.9B | 3.5% | 1.7B | — | — | — |
| Equity | 525.1M | 560.4M | 629.0M | 695.7M | 9.8% | — | — | — | — |
| Op CF | 468.5M | 200.3M | 104.7M | 305.6M | -13.3% | 425.5M | — | — | — |
| Inv CF | -62.3M | -51.0M | -41.5M | -403.7M | — | — | — | — | — |
| Fin CF | -370.7M | -202.1M | -93.5M | 156.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of UPBD are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UPBD | Upbound Group, Inc.(you) | $1.1B | 95 | Strong Buy |
| DFIN | Donnelley Financial Solutions, Inc. | $1.2B | 91 | Strong Buy |
| RDVT | Red Violet, Inc. | $1.1B | 88 | Strong Buy |
| MNTN | MNTN, Inc. | $967M | 90 | Strong Buy |
| PD | PagerDuty, Inc. | $956M | 84 | Strong Buy |
| MITK | Mitek Systems, Inc. | $806M | 85 | Strong Buy |
| DSP | Viant Technology Inc. | $816M | 80 | Strong Buy |
| ADEA | Adeia Inc. | $2.9B | 91 | Strong Buy |
| PLUS | ePlus inc. | $2.3B | 86 | Strong Buy |
| IBTA | Ibotta, Inc. | $893M | 76 | Buy |
Peer medians: ROE 7.6% · P/E 36.9x · Gross margin 54.2%