8316.T

BuySecond Wind

Sumitomo Mitsui Financial Group, Inc. · Financial Services · Japan · $162.0B

JPY 3,374 +1.6% · close 5 Oct · scored 3 Oct

StockRank down 2.0 since 2 Oct.

Second Wind: Cheap and rising again, but the business does not yet earn the optimism.

71
StockRank
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Quality
44
Value
54
Momentum
66

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
14.9x
peers 12.1x
ROE
8.6%
peers 10.1%
D/E
2.1x
peers 0.4x
Dividend %
2.3%
trailing yield

ABOUT SUMITOMO MITSUI FINANCIAL GROUP, INC.

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Sumitomo Mitsui Financial Group, Inc. is one of Japan's largest financial services conglomerates, offering a full range of banking, securities, credit card, and leasing services globally. It benefits from a vast corporate and retail client base, strong capital position, and extensive international network, particularly in Asia. The company is a systemically important global financial institution, characterized by its integrated financial solutions and diversified revenue streams across various business segments.

FINANCIAL SUMMARY (JPY)

Year20222023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue—3.7T4.4T5.1T5.8T15.9%4.7T12.0T—107.7%
EPS (JPY)171.84196.82241.52301.55414.7324.6%223.29488.30544.1214.5%
Shares—4.0B3.9B3.9B3.8B-5.4%————
Debt—29.4T34.3T32.5T32.6T3.5%59.2T———
Equity—12.7T14.7T14.7T15.8T7.6%————
Op CF—-5.9T642.9B4.8T-10.3T654.2%-10.3T———
Inv CF—5.9T-918.9B-4.5T3.3T—————
Fin CF—-357.8B280.7B-480.1B-46.4B—————
Loading 1Y...
PRICE (1Y) · JPY+5.8%
3,1893,2593,3303,4003,47120 Aug10 Sep5 Oct
SMA 50SMA 200

Price checkExperimental
SwingsAverage

Calmer than 65% of stocks we rank over the past year (34% a year).

How this is worked out

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
JPY 3,374
RSI (14)
50.8
52-Week Range-4.6% from high
Low JPY 1,855.82High JPY 3,536.52

SCORE BREAKDOWN

Quality
44
ROIC (ROA)
0.4%*20.6
ROE
8.6%41.9
GP/Assets
1.4%N/A
Op. Margin
40.9%58.4
FCF/Assets
-3.3%N/A
Piotroski
567.5
Int. Cover
—50.0
D/E Ratio
2.06xN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
14.9x78.4
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.6x33.5
P/S
5.3x29.2
Div Yield
2.3%58.7
Momentum
66
52W High %
95%78.1
RS 6M
9%66.8
SMA 50/200
1.15x88.2
EPS Rev 4W
+0.6%85.1
EPS Rev 12W
+2.3%69.6
EPS Improve
-29%9.1
Q Growth
33%63.3

FUNDAMENTALS

Market Cap
$162.0B
P/E (Forward)
20.9x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8316.T are excluded.

TickerCompanyMkt CapStockRankSignal
8316.TSumitomo Mitsui Financial Group, Inc.(you)$162.0B71Buy
BBVA.MCBanco Bilbao Vizcaya Argentaria, S.A.$157.3B70Buy
UBSN.MXUBS Group AG$152.1B70Buy
BNC.LBanco Santander, S.A.$207.3B65Buy
TD.TOThe Toronto-Dominion Bank$195.8B63Hold
INGING Groep N.V.$102.3B68Buy
BCSBarclays PLC$81.2B71Buy
BNS.TOThe Bank of Nova Scotia$112.4B62Hold
0005.HKHSBC Holdings plc$344.3B71Buy
601988.SSBank of China Limited$317.7B68Buy

Peer medians: ROE 10.1% · P/E 12.1x · Gross margin 86.3%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Sumitomo Mitsui Financial Group, Inc. (8316.T): Stock Score Summary

Sumitomo Mitsui Financial Group, Inc. (8316.T) has a MoatMap StockRank of 71/100 based on Quality (44/100), Value (54/100), and Momentum (66/100) factor scores. The current signal is BUY.

Sumitomo Mitsui Financial Group, Inc. is one of Japan's largest financial services conglomerates, offering a full range of banking, securities, credit card, and leasing services globally. It benefits from a vast corporate and retail client base, strong capital position, and extensive international network, particularly in Asia. The company is a systemically important global financial institution, characterized by its integrated financial solutions and diversified revenue streams across various business segments.

Key Financial Metrics

PriceJPY 3,374
Market Cap$162.0B
P/E (TTM)14.88
P/E (Forward)20.90
Price/Book1.57
Return on Equity8.6%
Debt/Equity2.06x
Operating Margin40.9%
Revenue Growth24.8%
Dividend Yield2.3%
Free Cash Flow$-68.3B

Sumitomo Mitsui Financial Group, Inc. operates in the Banks - Diversified industry, part of the Financial Services sector (Japan).

Frequently Asked Questions

What is Sumitomo Mitsui Financial Group, Inc.’s (8316.T) StockRank?
MoatMap’s StockRank for Sumitomo Mitsui Financial Group, Inc. (8316.T) is 71/100, with a Buy signal. It is a composite of Quality (44), Value (54), and Momentum (66) factor ranks across MoatMap’s universe of 24,000+ stocks.
Does Sumitomo Mitsui Financial Group, Inc. have an economic moat?
Sumitomo Mitsui Financial Group, Inc. (8316.T) has a Quality factor score of 44/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Sumitomo Mitsui Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for Sumitomo Mitsui Financial Group, Inc. (8316.T) is Buy, based on a StockRank of 71/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Sumitomo Mitsui Financial Group, Inc. in?
Sumitomo Mitsui Financial Group, Inc. (8316.T) operates in the Financial Services sector, specifically the Banks - Diversified industry (Japan).