BAZA3.SA
Strong BuySecond WindAI neutralBanco da Amazônia S.A. · Financial Services · Brazil · $754M
BRL 71.00 +1.8% · close 5 Oct · scored 6 Oct
Second Wind: Cheap and rising again, but the business does not yet earn the optimism.
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Banco da Amazônia is a state-controlled development bank serving the Amazon region, and its high value score reflects a low price relative to earnings and book value and a large dividend. However, first-quarter 2026 profit fell 84.5% as loan delinquencies surged, which suggests the reported earnings behind the low multiple are deteriorating, and government control means lending decisions can serve policy aims over shareholder returns.
ABOUT BANCO DA AMAZÔNIA S.A.
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Banco da Amazônia S.A. provides banking products and services in Brazil. The company offers checking, savings, simplified, and salary accounts; and credit cards.
FINANCIAL SUMMARY (BRL)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 4.1B | 4.2B | 4.4B | 5.0B | 6.8% | 3.3B |
| EPS (BRL) | 29.96 | 24.00 | 20.19 | 19.72 | -13.0% | 17.29 |
| Shares | 56.1M | 56.1M | 56.1M | 56.1M | 0.0% | 56.1M |
| Debt | 645.4M | 469.6M | 458.0M | 1.3B | 25.3% | 1.1B |
| Equity | 4.8B | 5.9B | 6.5B | 7.2B | 13.9% | — |
| Op CF | 1.6B | 5.3B | 3.4B | 991.7M | -14.9% | 2.3B |
| Inv CF | -1.2B | -4.6B | -3.8B | 508.0M | — | — |
| Fin CF | -1.2B | -311.5M | -371.0M | -448.6M | — | — |
Calmer than 83% of stocks we rank over the past year (24% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BAZA3.SA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BAZA3.SA | Banco da Amazônia S.A.(you) | $754M | 94 | Strong Buy |
| BMGB4.SA | Banco BMG S.A. | $750M | 96 | Strong Buy |
| BEES3.SA | Banestes S.A - Banco do Estado do Espírito Santo | $604M | 94 | Strong Buy |
| ABCB4.SA | Banco ABC Brasil S.A. | $1.2B | 92 | Strong Buy |
| PINE4.SA | Banco Pine S.A. | $584M | 84 | Strong Buy |
| BRSR3.SA | Banco do Estado do Rio Grande do Sul S.A. | $1.5B | 91 | Strong Buy |
| BMEB3.SA | Banco Mercantil do Brasil S.A. | $1.3B | 63 | Hold |
| AGBK | AGI Inc | $1.5B | 40 | Hold |
| BSLI3.SA | BRB - Banco de Brasília S.A. | $224M | 45 | Hold |
| BBDC3.SA | Banco Bradesco S.A. | $32.7B | 90 | Strong Buy |
Peer medians: ROE 15.6% · P/E 8.7x · Gross margin 74.3%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.