Also trades as PAGS.
PAGS34.SA
Strong BuyFull HouseAI neutralPagSeguro Digital Ltd. · Technology · Brazil · $2.5B
BRL 10.67 -1.5% · close 6 Oct · scored 7 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
Read our full research report on PAGS34.SA (Jun 2026), freeDoes StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
PagSeguro provides digital banking and point-of-sale merchant payment services to Brazilian micro and small enterprises. While valuation appears heavily discounted relative to historical levels, merchant price competition remains intense and corporate filing activity offers no distinct management accumulation signals.
ABOUT PAGSEGURO DIGITAL LTD.
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PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally.
FINANCIAL SUMMARY (BRL)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.3B | 15.9B | 18.8B | 20.4B | 10.0% | 18.8B | 21.0B | 22.3B | 4.5% |
| EPS (BRL) | 0.38 | 0.41 | 0.51 | 0.51 | 10.4% | 1.43 | — | — | — |
| Shares | 795.3M | 795.3M | 795.3M | 795.3M | 0.0% | 795.3M | — | — | — |
| Debt | 12.0B | 27.8B | 40.6B | 43.1B | 53.2% | 1.7B | — | — | — |
| Equity | 11.8B | 13.2B | 14.7B | 14.6B | 7.3% | — | — | — | — |
| Op CF | 3.5B | 4.0B | -3.4B | 7.6B | 28.7% | 5.8B | — | — | — |
| Inv CF | -2.2B | -2.7B | -1.8B | -2.3B | — | — | — | — | — |
| Fin CF | -1.3B | -226.0M | 3.3B | -4.3B | — | — | — | — | — |
Swung more than 59% of stocks we rank over the past year (47% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAGS34.SA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PAGS34.SA | PagSeguro Digital Ltd.(you) | $2.5B | 99 | Strong Buy |
| LWSA3.SA | Locaweb Serviços de Internet S.A. | $444M | 85 | Strong Buy |
| PICS | PicS N.V. | $2.0B | 44 | Hold |
| CINT | CI&T Inc. | $389M | 72 | Buy |
| CSUD3.SA | CSU Digital S.A. | $111M | 94 | Strong Buy |
| TOTS3.SA | TOTVS S.A. | $3.9B | 81 | Strong Buy |
| ALLD3.SA | Allied Tecnologia S.A. | $92M | 88 | Strong Buy |
| POSI3.SA | Positivo Tecnologia S.A. | $93M | 86 | Strong Buy |
Peer medians: ROE 17.0% · P/E 9.3x · Gross margin 39.7%
Company Deep Dive
Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.