# X Financial (XYF): MoatMap facts

As of 13 Nov 2026. Research data, not investment advice.

As of 13 Nov 2026, the MoatMap Score for X Financial (XYF) is 84/100, ranked against 25,000+ stocks in 38 markets (Quality 73, Value 71, Momentum 39, each scored against its sector).

- MoatMap Score: 84/100, a percentile across 25,000+ stocks in 38 markets (100 is best).
- Quality 73, Value 71, Momentum 39: each a 0-100 percentile within Financial Services.
- Position: #4,247 overall, #261 in Financial Services.
- Listing: United States, NYQ; Financial Services / Credit Services.
- Last close: 5.5 USD on 12 Nov 2026.
- Insider filings, last 180 days: directors sold USD 942K.

Source: https://moatmap.ai/stock/XYF
How the scores work: https://moatmap.ai/methodology
Does the score work? Each tenth of the ranking is tracked monthly: https://moatmap.ai/decile-tracker