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PAGS34.SA

Strong Buy

PagSeguro Digital Ltd. · Technology · Brazil · $2.5B · Avg Vol: $179K/d

98
StockRank
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Q
65
V
96
M
48
P/E (TTM)
6.3x
ROE
14.5%
D/E
0.1x
Dividend %
14.8%

COMPANY DESCRIPTION

PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally.

FINANCIAL SUMMARY (BRL)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue15.3B15.9B18.8B20.4B10.0%20.0B21.2B22.5B5.0%
EPS (BRL)0.380.410.510.5110.4%1.52
Shares795.3M795.3M795.3M795.3M0.0%795.3M
Debt12.0B27.8B40.6B43.1B53.2%1.8B
Equity11.8B13.2B14.7B14.6B7.3%
Op CF3.5B4.0B-3.4B7.6B28.7%6.1B
Inv CF-2.2B-2.7B-1.8B-2.3B
Fin CF-1.3B-226.0M3.3B-4.3B
Loading 1Y...
PRICE (1Y)-1.5%
1.681.741.801.861.92Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$1.76
RSI (14)
48.5
52W High
$2.39
From 52W High
0.7%

SCORE BREAKDOWN

Quality
65
ROIC
25.9%91.9
ROE
14.5%70.6
GP/Assets
13.7%31.5
Op. Margin
36.2%95.1
FCF/Assets
6.8%67.7
Piotroski
497.1
Int. Cover
1.6x27.2
D/E Ratio
0.12x61.4
Current Ratio
1.55x34.5
Value
96
P/E (TTM)
6.3x96.9
EV/EBITDA
1.4x98.2
P/FCF
2.5x97.9
P/B
0.9x90.1
P/S
0.7x86.8
Div Yield
14.8%99.7
Momentum
48
52W High %
74%64.2
RS 6M
-6%49.4
SMA 50/200
0.93x33.7
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
2%30.0

FUNDAMENTALS

Market Cap
$2.5B
P/E (Forward)
Gross Margin
51.5%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of PAGS34.SA are excluded.

TickerCompanyMkt CapStockRankSignal
PAGS34.SAPagSeguro Digital Ltd.(you)$2.5B98Strong Buy
LWSA3.SALocaweb Serviços de Internet S.A.$460M85Strong Buy
PICSPicS N.V.$1.4B54Hold
CSUD3.SACSU Digital S.A.$108M94Strong Buy
CINTCI&T Inc.$474M62Hold
TOTS3.SATOTVS S.A.$3.6B85Strong Buy
ALLD3.SAAllied Tecnologia S.A.$97M88Strong Buy
POSI3.SAPositivo Tecnologia S.A.$92M88Strong Buy

Peer medians: ROE 17.0% · P/E 9.1x · Gross margin 39.7%

PagSeguro Digital Ltd. (PAGS34.SA): Stock Score Summary

PagSeguro Digital Ltd. (PAGS34.SA) has a MoatMap StockRank of 98/100 based on Quality (65/100), Value (96/100), and Momentum (48/100) factor scores. The current signal is STRONG BUY.

PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally.

Key Financial Metrics

Price$1.76
Market Cap$2.5B
P/E (TTM)6.30
Price/Book0.87
Return on Equity14.5%
Return on Invested Capital25.9%
Debt/Equity0.12x
Gross Margin51.5%
Operating Margin36.2%
Revenue Growth-0.2%
Dividend Yield14.8%
Free Cash Flow$987M

PagSeguro Digital Ltd. operates in the Software - Infrastructure industry, part of the Technology sector (Brazil).

Frequently Asked Questions

What is PagSeguro Digital Ltd.’s (PAGS34.SA) StockRank?
MoatMap’s StockRank for PagSeguro Digital Ltd. (PAGS34.SA) is 98/100, with a Strong Buy signal. It is a composite of Quality (65), Value (96), and Momentum (48) factor ranks across MoatMap’s 20,000+ stock universe.
Does PagSeguro Digital Ltd. have an economic moat?
PagSeguro Digital Ltd. (PAGS34.SA) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is PagSeguro Digital Ltd. a buy, hold, or sell?
MoatMap’s current signal for PagSeguro Digital Ltd. (PAGS34.SA) is Strong Buy, based on a StockRank of 98/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is PagSeguro Digital Ltd. in?
PagSeguro Digital Ltd. (PAGS34.SA) operates in the Technology sector, specifically the Software - Infrastructure industry (Brazil).