Company Deep Dive
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PSSA3.SA
Strong BuyPorto Seguro S.A. · Financial Services · Brazil · $6.0B · Avg Vol: $15M/d
88
StockRankGet insider-trade alerts
Q
75
V
65
M
45
P/E (TTM)
8.5x
ROE
24.2%
D/E
0.1x
Dividend %
6.2%
COMPANY DESCRIPTION
Porto Seguro S.A., together with its subsidiaries, provides a range of insurance products and services in Brazil and Uruguay.
FINANCIAL SUMMARY (BRL)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.4B | 33.8B | 36.5B | 42.7B | 20.5% | 45.8B | 52.3B | 56.8B | 15.2% |
| EPS (BRL) | 1.77 | 3.50 | 4.13 | 5.21 | 43.3% | 5.74 | 5.76 | 6.23 | 9.3% |
| Shares | 638.0M | 641.1M | 640.5M | 640.4M | +0.4% | 641.0M | — | — | — |
| Debt | 2.4B | 1.2B | 576.4M | 719.9M | -32.6% | 1.0B | — | — | — |
| Equity | 10.5B | 12.4B | 14.1B | 15.7B | 14.4% | — | — | — | — |
| Op CF | 2.9B | 69.8M | 2.4B | 1.4B | -21.7% | 2.0B | — | — | — |
| Inv CF | -1.5B | 72.2M | 232.8M | -494.4M | — | — | — | — | — |
| Fin CF | -291.3M | -1.5B | -1.6B | -1.2B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-9.8%
SMA 50SMA 200
Close
$9.39
RSI (14)
45.1
52W High
$10.67
From 52W High
0.9%
SCORE BREAKDOWN
Quality
75
ROIC (ROA)
6.1%*78.1
ROE
24.2%89.0
GP/Assets
33.7%92.5
Op. Margin
12.4%31.2
FCF/Assets
n/mN/A
Piotroski
566.7
Int. Cover
50.0x90.5
D/E Ratio
0.06x75.8
Current Ratio
1.25x41.4
Value
65
P/E (TTM)
8.5x76.7
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.9x26.7
P/S
0.7x93.4
Div Yield
6.2%72.0
Momentum
45
52W High %
88%35.3
RS 6M
4%64.7
SMA 50/200
1.06x59.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+10%34.8
Q Growth
0%27.0
FUNDAMENTALS
Market Cap
$6.0B
P/E (Forward)
7.8x
Gross Margin
41.6%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PSSA3.SA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PSSA3.SA | Porto Seguro S.A.(you) | $6.0B | 88 | Strong Buy |
| CXSE3.SA | Caixa Seguridade Participações S.A. | $11.2B | 80 | Strong Buy |
| BBSE3.SA | BB Seguridade Participações S.A. | $14.7B | 97 | Strong Buy |
| SANB3.SA | Banco Santander (Brasil) S.A. | $21.3B | 79 | Buy |
| ABCB4.SA | Banco ABC Brasil S.A. | $1.2B | 86 | Strong Buy |
| BPAC5.SA | Banco BTG Pactual S.A. | $41.4B | 78 | Buy |
| BMGB4.SA | Banco BMG S.A. | $643M | 93 | Strong Buy |
| BBDC3.SA | Banco Bradesco S.A. | $31.3B | 69 | Buy |
| BMEB4.SA | Banco Mercantil do Brasil S.A. | $1.4B | 65 | Hold |
| B3SA3.SA | B3 S.A. - Brasil, Bolsa, Balcão | $15.3B | 55 | Hold |
Peer medians: ROE 14.0% · P/E 9.1x · Gross margin 85.0%