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SANB3.SA

Buy

Banco Santander (Brasil) S.A. · Financial Services · Brazil · $21.3B · Avg Vol: $2M/d

79
StockRank
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Q
41
V
81
M
52
P/E (TTM)
8.4x
ROE
11.2%
D/E
0.2x
Dividend %
7.3%

COMPANY DESCRIPTION

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking.

FINANCIAL SUMMARY (BRL)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue43.2B40.0B48.5B46.7B2.6%48.8B47.7B52.7B6.3%
EPS (BRL)1.831.211.811.63-3.8%1.79
Shares7.4B7.4B7.5B7.5B+0.5%
Debt126.7B19.6B23.1B28.1B-39.5%332.6B
Equity110.2B114.5B119.5B125.2B4.3%
Op CF6.8B36.6B-21.1B5.0B-10.0%41.2B
Inv CF-2.7B-2.6B-2.0B-3.3B
Fin CF12.8B5.8B930.2M4.4B
Loading 1Y...
PRICE (1Y)+15.7%
2.412.532.652.772.89Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$2.89
RSI (14)
57.0
52W High
$3.46
From 52W High
0.8%

SCORE BREAKDOWN

Quality
41
ROIC (ROA)
1.1%*40.2
ROE
11.2%56.6
GP/Assets
3.7%N/A
Op. Margin
33.2%51.2
FCF/Assets
0.1%N/A
Piotroski
28.8
Int. Cover
50.0
D/E Ratio
0.22xN/A
Current Ratio
bankN/A
Value
81
P/E (TTM)
8.4x77.4
EV/EBITDA
bankN/A
P/FCF
82.0xN/A
P/B
0.4x94.1
P/S
2.3x71.5
Div Yield
7.3%78.5
Momentum
52
52W High %
83%28.4
RS 6M
1%59.8
SMA 50/200
0.93x14.6
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+208%91.7
Q Growth
50%74.4

FUNDAMENTALS

Market Cap
$21.3B
P/E (Forward)
2.7x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SANB3.SA are excluded.

TickerCompanyMkt CapStockRankSignal
SANB3.SABanco Santander (Brasil) S.A.(you)$21.3B79Buy
BBDC3.SABanco Bradesco S.A.$31.3B69Buy
BBAS3.SABanco do Brasil S.A.$21.7B56Hold
ITUB3.SAItaú Unibanco Holding S.A.$91.2B74Buy
ABCB4.SABanco ABC Brasil S.A.$1.2B86Strong Buy
BMEB4.SABanco Mercantil do Brasil S.A.$1.4B65Hold
BRSR6.SABanco do Estado do Rio Grande do Sul S.A.$1.1B68Buy
NUNu Holdings Ltd.$69.1B28Sell
PINE4.SABanco Pine S.A.$534M84Strong Buy
BAZA3.SABanco da Amazônia S.A.$708M69Buy

Peer medians: ROE 15.6% · P/E 8.8x · Gross margin 74.3%

Banco Santander (Brasil) S.A. (SANB3.SA): Stock Score Summary

Banco Santander (Brasil) S.A. (SANB3.SA) has a MoatMap StockRank of 79/100 based on Quality (41/100), Value (81/100), and Momentum (52/100) factor scores. The current signal is BUY.

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking.

Key Financial Metrics

Price$2.89
Market Cap$21.3B
P/E (TTM)8.41
P/E (Forward)2.73
Price/Book0.44
Return on Equity11.2%
Debt/Equity0.22x
Operating Margin33.2%
Revenue Growth28.8%
Dividend Yield7.3%
Free Cash Flow$260M

Banco Santander (Brasil) S.A. operates in the Banks - Regional industry, part of the Financial Services sector (Brazil).

Frequently Asked Questions

What is Banco Santander (Brasil) S.A.’s (SANB3.SA) StockRank?
MoatMap’s StockRank for Banco Santander (Brasil) S.A. (SANB3.SA) is 79/100, with a Buy signal. It is a composite of Quality (41), Value (81), and Momentum (52) factor ranks across MoatMap’s 20,000+ stock universe.
Does Banco Santander (Brasil) S.A. have an economic moat?
Banco Santander (Brasil) S.A. (SANB3.SA) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banco Santander (Brasil) S.A. a buy, hold, or sell?
MoatMap’s current signal for Banco Santander (Brasil) S.A. (SANB3.SA) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Banco Santander (Brasil) S.A. in?
Banco Santander (Brasil) S.A. (SANB3.SA) operates in the Financial Services sector, specifically the Banks - Regional industry (Brazil).