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EVER

Strong BuyFLAG

EverQuote, Inc. · Communication Services · United States · $938M · Avg Vol: $18M/d

97
StockRank
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Q
87
V
56
M
64
P/E (TTM)
8.5x
ROE
53.6%
D/E
0.0x
Dividend %
AI CONVICTION THESIS

EverQuote runs an insurance customer-acquisition marketplace with a strong quality score (Q85) after carriers resumed advertising, but revenue is highly concentrated among a few auto insurers whose marketing budgets swing with their own underwriting cycle, and the company exited its health insurance vertical after regulatory pressure. Consensus has been trimmed 3.5%. Nothing adverse is known, so this is a flag.

COMPANY DESCRIPTION

EverQuote operates a leading online insurance marketplace in the United States, connecting consumers seeking auto, home, and life insurance with a vast network of insurance carriers and agents. The company utilizes proprietary machine learning algorithms to match high-intent consumers with the most relevant insurance providers, improving conversion rates for carriers. Its extensive data assets and deep integration with major insurance carriers' marketing systems create a powerful network effect and high barriers to entry.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue404.1M287.9M500.2M692.5M19.7%755.2M800.2M876.7M12.5%
EPS-0.77-1.540.922.75198.9%3.071.962.21-10.3%
Shares32.6M34.2M35.6M36.2M+11.2%31.7M
Debt6.4M2.2M3.6M2.6M-26.4%1.9M
Equity107.5M80.9M135.4M238.0M30.3%
Op CF-15.8M-2.8M66.6M95.4M43.3%100.7M
Inv CF-4.3M9.4M-4.1M-5.1M
Fin CF15.8M0.6M1.7M-21.1M
Loading 1Y...
PRICE (1Y)-6.8%
23.5724.5625.5626.5527.54Jul 20Aug 10Aug 28
SMA 50SMA 200

Close
$25.66
RSI (14)
50.7
52W High
$28.73
From 52W High
0.9%

SCORE BREAKDOWN

Quality
87
ROIC
34.7%95.0
ROE
53.6%97.8
GP/Assets
225.6%98.6
Op. Margin
12.0%59.7
FCF/Assets
29.1%96.7
Piotroski
652.3
Int. Cover
50.0x85.4
D/E Ratio
0.01x86.6
Current Ratio
3.33x80.8
Value
56
P/E (TTM)
8.5x86.3
EV/EBITDA
9.0x51.3
P/FCF
9.9x68.9
P/B
3.6x24.7
P/S
1.2x59.8
Div Yield
N/A
Momentum
64
52W High %
89%78.3
RS 6M
50%92.1
SMA 50/200
1.16x88.3
EPS Rev 4W
+0.1%30.6
EPS Rev 12W
-3.5%20.0
EPS Improve
+0%23.7
Q Growth
31%69.0

FUNDAMENTALS

Market Cap
$938M
P/E (Forward)
8.5x
Gross Margin
97.6%

SECTOR PEERS

Closest peers in Communication Services, ranked by industry match, size, and score similarity. Cross-listings of EVER are excluded.

TickerCompanyMkt CapStockRankSignal
EVEREverQuote, Inc.(you)$938M97Strong Buy
TBLATaboola.com Ltd.$986M93Strong Buy
CARSCars.com Inc.$662M96Strong Buy
NRDSNerdWallet, Inc.$648M95Strong Buy
YELPYelp Inc.$1.3B88Strong Buy
MAXMediaAlpha, Inc.$784M63Hold
UPWKUpwork Inc.$1.1B61Hold
MTCHMatch Group, Inc.$9.7B98Strong Buy
NXDRNextdoor Holdings, Inc.$917M42Hold
BMBLBumble Inc.$437M55Hold

Peer medians: ROE 6.3% · P/E 19.3x · Gross margin 57.0%

EverQuote, Inc. (EVER): Stock Score Summary

EverQuote, Inc. (EVER) has a MoatMap StockRank of 97/100 based on Quality (87/100), Value (56/100), and Momentum (64/100) factor scores. The current signal is STRONG BUY. EverQuote runs an insurance customer-acquisition marketplace with a strong quality score (Q85) after carriers resumed advertising, but revenue is highly concentrated among a few auto insurers whose marketing budgets swing with their own underwriting cycle, and the company exited its health insurance vertical after regulatory pressure. Consensus has been trimmed 3.5%. Nothing adverse is known, so this is a flag.

EverQuote operates a leading online insurance marketplace in the United States, connecting consumers seeking auto, home, and life insurance with a vast network of insurance carriers and agents. The company utilizes proprietary machine learning algorithms to match high-intent consumers with the most relevant insurance providers, improving conversion rates for carriers. Its extensive data assets and deep integration with major insurance carriers' marketing systems create a powerful network effect and high barriers to entry.

Key Financial Metrics

Price$25.66
Market Cap$938M
P/E (TTM)8.50
P/E (Forward)8.48
Price/Book3.58
Return on Equity53.6%
Return on Invested Capital34.7%
Debt/Equity0.01x
Gross Margin97.6%
Operating Margin12.0%
Revenue Growth24.6%
Free Cash Flow$95M

EverQuote, Inc. operates in the Internet Content & Information industry, part of the Communication Services sector (United States).

Frequently Asked Questions

What is EverQuote, Inc.’s (EVER) StockRank?
MoatMap’s StockRank for EverQuote, Inc. (EVER) is 97/100, with a Strong Buy signal. It is a composite of Quality (87), Value (56), and Momentum (64) factor ranks across MoatMap’s 20,000+ stock universe.
Does EverQuote, Inc. have an economic moat?
EverQuote, Inc. (EVER) has a Quality factor score of 87/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is EverQuote, Inc. a buy, hold, or sell?
MoatMap’s current signal for EverQuote, Inc. (EVER) is Strong Buy, based on a StockRank of 97/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is EverQuote, Inc. in?
EverQuote, Inc. (EVER) operates in the Communication Services sector, specifically the Internet Content & Information industry (United States).