Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NRDS
Strong BuyFLAGNerdWallet, Inc. · Communication Services · United States · $633M · Avg Vol: $7M/d
NerdWallet operates a personal-finance comparison marketplace with a strong reported quality score (Q84), but our feed records insider selling of 11.50% of shares outstanding in 90 days, a very large disclosed distribution that offsets the quant support. The business also depends on search-engine referral traffic that AI answer surfaces are disrupting. No fraud or distress event is known, so this is a flag.
COMPANY DESCRIPTION
NerdWallet, Inc. is a leading U.S. consumer finance platform providing personalized recommendations and guidance across various financial products like credit cards, loans, and insurance. Its competitive moat is built on a strong brand, data-driven algorithms, and a comprehensive database that connects consumers with suitable financial solutions. Revenue is primarily generated through performance-based referral fees from financial partners.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 538.9M | 599.4M | 687.6M | 836.6M | 15.8% | 860.0M | 912.7M | 967.7M | 7.5% |
| EPS | -0.82 | -0.31 | -0.34 | 0.87 | 1.38 | 58.8% | 0.90 | 1.30 | 2.26 | 27.9% |
| Shares | — | 34.1M | 34.1M | 34.1M | 34.1M | 0.0% | 32.2M | — | — | — |
| Debt | — | 12.7M | 9.6M | 8.9M | 14.9M | 5.5% | 12.2M | — | — | — |
| Equity | — | 341.7M | 366.9M | 364.2M | 374.5M | 3.1% | — | — | — | — |
| Op CF | — | 25.0M | 72.1M | 71.8M | 131.6M | 74.0% | 164.3M | — | — | — |
| Inv CF | — | -100.3M | -29.5M | -29.7M | -33.3M | — | — | — | — | — |
| Fin CF | — | -8.4M | -26.2M | -76.5M | -66.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Communication Services, ranked by industry match, size, and score similarity. Cross-listings of NRDS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NRDS | NerdWallet, Inc.(you) | $633M | 95 | Strong Buy |
| CARS | Cars.com Inc. | $639M | 96 | Strong Buy |
| EVER | EverQuote, Inc. | $904M | 97 | Strong Buy |
| TBLA | Taboola.com Ltd. | $1.0B | 93 | Strong Buy |
| YELP | Yelp Inc. | $1.3B | 88 | Strong Buy |
| MAX | MediaAlpha, Inc. | $681M | 63 | Hold |
| UPWK | Upwork Inc. | $1.1B | 60 | Hold |
| BMBL | Bumble Inc. | $418M | 55 | Hold |
| MTCH | Match Group, Inc. | $9.7B | 98 | Strong Buy |
| NXDR | Nextdoor Holdings, Inc. | $878M | 42 | Hold |
Peer medians: ROE 6.2% · P/E 19.3x · Gross margin 56.9%