Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ) — Stock Score Summary

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ) has a MoatMap StockRank of 38/100 based on Quality (34/100), Value (57/100), and Momentum (34/100) factor scores. The current signal is HOLD. Jiangsu Jiangyin Rural Commercial Bank is a regional Chinese bank with high exposure to local property and SME credit risks. It lacks a structural moat or thematic tailwinds.

Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. provides comprehensive commercial banking services, focusing on small and medium-sized enterprises (SMEs) and agricultural sectors in Jiangyin City. The bank benefits from a dominant local market share and deep-rooted relationships within one of China's most affluent county-level economies. It maintains a stable deposit base and a specialized niche in regional micro-finance.

Key Financial Metrics

Price$0.60
Market Cap$1.6B
P/E (TTM)5.20
P/E (Forward)4.44
Price/Book0.54
Return on Equity10.3%
Gross Margin0.0%
Operating Margin56.1%
Revenue Growth4.4%
Dividend Yield5.4%

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.’s (002807.SZ) StockRank?
MoatMap’s StockRank for Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ) is 38/100, with a Hold signal. It is a composite of Quality (34), Value (57), and Momentum (34) factor ranks across MoatMap’s 19,000+ stock universe.
Does Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. have an economic moat?
Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. a buy, hold, or sell?
MoatMap’s current signal for Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. in?
Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ) operates in the Financial Services sector, specifically the Banks - Regional industry (China).