175330.KS
HoldBargain BinJB Financial Group Co., Ltd. · Financial Services · South Korea · $4.1B
KRW 27,850 -1.4% · close 8 Oct · scored 9 Oct
StockRank up 1.0 since 8 Oct.
Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.
As of 9 Oct 2026, MoatMap's StockRank for JB Financial Group Co., Ltd. (175330.KS) is 50/100: Quality 45, Value 70, Momentum 29, ranked against 24,000+ stocks in 35 markets.
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
ABOUT JB FINANCIAL GROUP CO., LTD.
Read
JB Financial Group Co., Ltd. is a South Korean regional financial holding company providing a comprehensive array of banking, credit card, and investment services primarily within the Jeonbuk and Gwangju/Jeonnam provinces. The group's competitive strength is rooted in its deep regional penetration and strong customer loyalty, which it fosters through tailored financial products and an extensive local network. As a prominent regional player, JB Financial Group is strategically expanding its digital offerings to complement its traditional banking services and further solidify its market position.
FINANCIAL SUMMARY (KRW)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.7T | 1.9T | 2.2T | 2.4T | 2.5T | 10.8% | 2.6T | 3.0T | 3.2T | 12.0% |
| EPS (KRW) | 2,510 | 2,996 | 2,907 | 3,439 | 3,619 | 9.6% | 3,615 | 3,947 | 4,270 | 8.6% |
| Shares | 197.0M | 194.3M | 191.5M | 190.2M | 185.7M | -5.7% | 184.0M | — | — | — |
| Debt | 10.4T | 11.7T | 13.6T | 14.9T | 17.1T | 13.3% | 18.4T | — | — | — |
| Equity | 4.2T | 4.6T | 5.0T | 5.6T | 5.9T | 9.2% | — | — | — | — |
| Op CF | 279.2B | -1.2T | -299.9B | -963.1B | -1.1T | — | -5.2T | — | — | — |
| Inv CF | -551.7B | -790.3B | -1.3T | -663.8B | 51.9B | — | — | — | — | — |
| Fin CF | 442.6B | 1.0T | 1.5T | 1.3T | 1.9T | — | — | — | — | — |
No clear trend: not near its 52-week low, and not in a steady uptrend.
Swung more than 58% of stocks we rank over the past year (46% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 175330.KS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 175330.KS | JB Financial Group Co., Ltd.(you) | $4.1B | 50 | Hold |
| 139130.KS | iM Financial Group Co., Ltd. | $2.1B | 49 | Hold |
| 138930.KS | BNK Financial Group Inc. | $3.6B | 36 | Hold |
| 024110.KS | Industrial Bank of Korea | $12.0B | 43 | Hold |
| 316140.KS | Woori Financial Group Inc. | $19.0B | 57 | Hold |
| 323410.KS | KakaoBank Corp. | $7.0B | 15 | Strong Sell |
| 086790.KS | Hana Financial Group Inc. | $26.2B | 64 | Hold |
| 105560.KS | KB Financial Group Inc. | $44.9B | 58 | Hold |
| 055550.KS | Shinhan Financial Group Co., Ltd. | $38.0B | 62 | Hold |
| 006220.KS | Jeju Bank | $267M | 8 | Strong Sell |
Peer medians: ROE 9.0% · P/E 8.7x · Gross margin 95.3%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.