Union Insurance Co., Ltd. (2816.TW) has a MoatMap StockRank of 97/100 based on Quality (67/100), Value (64/100), and Momentum (60/100) factor scores. The current signal is STRONG BUY. Union Insurance, a Taiwanese financial services company, presents a compelling asymmetric opportunity driven by a confluence of powerful macro tailwinds that are likely underpriced. It directly benefits from the 'Higher-for-Longer Rates' theme, boosting investment income from its float, while simultaneously riding the significant 'Asia's AI-Driven Growth' theme, which will lead to robust economic expansion and capital inflows into Taiwan, providing a strong second-order benefit for local financial institutions. This dual macro tailwind, combined with the inherent quality characteristics of a well-managed insurer, positions it as a high-conviction investment.
| Price | $1.02 |
| Market Cap | $220M |
| P/E (TTM) | 6.89 |
| Price/Book | 0.89 |
| Return on Equity | 16.6% |
| Debt/Equity | 0.21 |
| Gross Margin | 36.9% |
| Operating Margin | 15.1% |
| Revenue Growth | 20.4% |
| Dividend Yield | 4.7% |
| Free Cash Flow | $-13M |
Union Insurance Co., Ltd. operates in the Insurance - Diversified industry, part of the Financial Services sector (Taiwan).