2816.TW
Strong BuyFull HouseAI screen passUnion Insurance Co., Ltd. · Financial Services · Taiwan · $282M
TWD 39.65 -0.1% · close 6 Oct · scored 7 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
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Union Insurance delivers disciplined underwriting and stable investment income within Taiwan's property and casualty insurance market. The company demonstrates well-rounded quantitative characteristics across quality, valuation, and momentum above 60 with a completely clean regulatory profile.
ABOUT UNION INSURANCE CO., LTD.
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Union Insurance Co., Ltd. provides a wide range of non-life insurance products, including fire, marine, motor, and accident insurance in Taiwan. The company maintains a stable market position through its diversified distribution channels and conservative underwriting practices. It operates as a reliable, mid-sized property and casualty insurer with a focus on risk management and steady investment returns.
FINANCIAL SUMMARY (TWD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | — | 8.5B | 10.2B | 11.0B | 11.1B | 9.2% | 12.6B |
| EPS (TWD) | 3.12 | -5.91 | 5.37 | 5.46 | 4.66 | 10.5% | 4.63 |
| Shares | — | 223.6M | 223.6M | 223.6M | 223.6M | 0.0% | 223.6M |
| Debt | — | 11.9M | 17.9M | 13.4M | 20.5M | 19.7% | 14.7M |
| Equity | — | 4.8B | 6.1B | 7.3B | 8.0B | 18.8% | — |
| Op CF | — | -255.4M | 716.2M | -260.1M | 582.4M | -9.8% | -1.1B |
| Inv CF | — | -85.2M | -287.9M | -69.6M | -47.7M | — | — |
| Fin CF | — | -240.3M | -16.4M | -16.6M | -351.3M | — | — |
Calmer than 89% of stocks we rank over the past year (21% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 2816.TW are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 2816.TW | Union Insurance Co., Ltd.(you) | $282M | 98 | Strong Buy |
| 6021.TWO | Good Finance Securities Co., Ltd. | $410M | 99 | Strong Buy |
| 2852.TW | The First Insurance Co., Ltd. | $265M | 78 | Buy |
| 2832.TW | Taiwan Fire & Marine Insurance Co., Ltd. | $458M | 84 | Strong Buy |
| 2851.TW | Central Reinsurance Corporation | $1.2B | 100 | Strong Buy |
| 1718.TW | China Man-Made Fiber Corporation | $437M | 75 | Buy |
| 2850.TW | Shinkong Insurance Co., Ltd. | $1.6B | 88 | Strong Buy |
| 6020.TWO | Tachan Securities Co., Ltd. | $163M | 64 | Hold |
| 6024.TW | Capital Futures Corporation | $510M | 63 | Hold |
| 2855.TW | President Securities Corporation | $2.9B | 98 | Strong Buy |
Peer medians: ROE 12.1% · P/E 15.7x · Gross margin 49.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.