Union Insurance Co., Ltd. (2816.TW) — Stock Score Summary

Union Insurance Co., Ltd. (2816.TW) has a MoatMap StockRank of 97/100 based on Quality (67/100), Value (64/100), and Momentum (60/100) factor scores. The current signal is STRONG BUY. Union Insurance, a Taiwanese financial services company, presents a compelling asymmetric opportunity driven by a confluence of powerful macro tailwinds that are likely underpriced. It directly benefits from the 'Higher-for-Longer Rates' theme, boosting investment income from its float, while simultaneously riding the significant 'Asia's AI-Driven Growth' theme, which will lead to robust economic expansion and capital inflows into Taiwan, providing a strong second-order benefit for local financial institutions. This dual macro tailwind, combined with the inherent quality characteristics of a well-managed insurer, positions it as a high-conviction investment.

Key Financial Metrics

Price$1.02
Market Cap$220M
P/E (TTM)6.89
Price/Book0.89
Return on Equity16.6%
Debt/Equity0.21
Gross Margin36.9%
Operating Margin15.1%
Revenue Growth20.4%
Dividend Yield4.7%
Free Cash Flow$-13M

Union Insurance Co., Ltd. operates in the Insurance - Diversified industry, part of the Financial Services sector (Taiwan).

Frequently Asked Questions

What is Union Insurance Co., Ltd.’s (2816.TW) StockRank?
MoatMap’s StockRank for Union Insurance Co., Ltd. (2816.TW) is 97/100, with a Strong Buy signal. It is a composite of Quality (67), Value (64), and Momentum (60) factor ranks across MoatMap’s 19,000+ stock universe.
Does Union Insurance Co., Ltd. have an economic moat?
Union Insurance Co., Ltd. (2816.TW) has a Quality factor score of 67/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Union Insurance Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Union Insurance Co., Ltd. (2816.TW) is Strong Buy, based on a StockRank of 97/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Union Insurance Co., Ltd. in?
Union Insurance Co., Ltd. (2816.TW) operates in the Financial Services sector, specifically the Insurance - Diversified industry (Taiwan).