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2838.TW

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Union Bank of Taiwan · Financial Services · Taiwan · $3.1B · Avg Vol: $2M/d

32
StockRank
Q
35
V
34
M
56
P/E (TTM)
17.4x
ROE
7.6%
D/E
—
Dividend %
2.0%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →

COMPANY DESCRIPTION

Union Bank of Taiwan provides comprehensive commercial banking services, including retail banking, corporate lending, wealth management, and digital banking. The company leverages its integration within the broader Federal Group to capture cross-selling opportunities and expand its consumer finance market share. It is a well-established regional bank with a strong focus on digital transformation and consumer credit.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM
Revenue—531.8M556.8M591.4M634.3M6.1%635.2M
EPS0.030.020.030.03—5.7%0.04
Shares—4.3B4.3B4.3B4.3B+0.5%4.3B
Debt—240.7M243.0M239.7M283.2M5.6%—
Equity—1.9B2.1B2.4B2.7B11.8%—
Op CF—-96.0M673.3M-55.4M-338.9M—-1.1B
Inv CF—-138.1M-120.5M-82.7M-25.2M——
Fin CF—-280.2M12.7M1.6M-32.7M——
Loading 1Y...
PRICE (1Y)+17.4%
0.630.660.690.710.74May 25Jun 15Jul 6
SMA 50SMA 200
Close
$0.7411
RSI (14)
71.3
52W High
$0.7427
From 52W High
1.0%

SCORE BREAKDOWN

Quality
35
ROIC (ROA)
0.6%*27.0
ROE
7.6%34.1
GP/Assets
1.9%N/A
Op. Margin
35.9%54.5
FCF/Assets
bankN/A
Piotroski
319.8
Int. Cover
—50.0
D/E Ratio
bankN/A
Current Ratio
bankN/A
Value
34
P/E (TTM)
17.4x29.9
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.2x48.6
P/S
4.8x31.2
Div Yield
2.0%23.0
Momentum
56
52W High %
100%95.2
RS 6M
-46%6.7
SMA 50/200
1.07x68.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
25%61.0

FUNDAMENTALS

Market Cap
$3.1B
P/E (Forward)
—
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 2838.TW are excluded.

TickerCompanyMkt CapStockRankSignal
2838.TWUnion Bank of Taiwan(you)$3.1B32SELL
2845.TWFar Eastern International Bank Ltd.$2.0B30SELL
2812.TWTaichung Commercial Bank Co., Ltd.$3.7B24SELL
2887E.TWTS Financial Holding Co., Ltd.$4.7B27SELL
2834.TWTaiwan Business Bank, Ltd.$5.4B38HOLD
5876.TWThe Shanghai Commercial & Savings Bank, Ltd.$6.5B35SELL
2801.TWChang Hwa Commercial Bank, Ltd.$8.6B39HOLD
2849.TWEnTie Commercial Bank Co., Ltd.$885M35HOLD
5880.TWTaiwan Cooperative Financial Holding Co., Ltd.$12.2B34SELL
2836.TWBank of Kaohsiung Co., Ltd.$708M32SELL

Peer medians: ROE 10.5% · P/E 15.8x · Gross margin 35.3%

Union Bank of Taiwan (2838.TW) — Stock Score Summary

Union Bank of Taiwan (2838.TW) has a MoatMap StockRank of 32/100 based on Quality (35/100), Value (34/100), and Momentum (56/100) factor scores. The current signal is SELL.

Union Bank of Taiwan provides comprehensive commercial banking services, including retail banking, corporate lending, wealth management, and digital banking. The company leverages its integration within the broader Federal Group to capture cross-selling opportunities and expand its consumer finance market share. It is a well-established regional bank with a strong focus on digital transformation and consumer credit.

Key Financial Metrics

Price$0.74
Market Cap$3.1B
P/E (TTM)17.40
Price/Book1.19
Return on Equity7.6%
Gross Margin0.0%
Operating Margin35.9%
Revenue Growth9.6%
Dividend Yield2.0%

Union Bank of Taiwan operates in the Banks - Regional industry, part of the Financial Services sector (Taiwan).

Frequently Asked Questions

What is Union Bank of Taiwan’s (2838.TW) StockRank?
MoatMap’s StockRank for Union Bank of Taiwan (2838.TW) is 32/100, with a Sell signal. It is a composite of Quality (35), Value (34), and Momentum (56) factor ranks across MoatMap’s 20,000+ stock universe.
Does Union Bank of Taiwan have an economic moat?
Union Bank of Taiwan (2838.TW) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Union Bank of Taiwan a buy, hold, or sell?
MoatMap’s current signal for Union Bank of Taiwan (2838.TW) is Sell, based on a StockRank of 32/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Union Bank of Taiwan in?
Union Bank of Taiwan (2838.TW) operates in the Financial Services sector, specifically the Banks - Regional industry (Taiwan).
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