3686.HK

Strong BuyUnloved QualityAI neutral

Clifford Modern Living Holdings Limited · Consumer Defensive · China · $61M

HKD 0.485 +3.2% · close 8 Oct · scored 9 Oct

StockRank up 1.4 since 8 Oct.

Unloved Quality: Strong and cheap; the market has not turned yet.

Read our full research report on 3686.HK (Jul 2026), free
85
StockRank
Get score and insider alerts
Quality
79
Value
74
Momentum
28

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
1.9x
peers 19.8x
ROE
46.7%
peers 7.6%
D/E
0.1x
peers 0.2x
Dividend %
20.7%
trailing yield
AI CONVICTION THESIS

Clifford Modern Living is a very small company providing supermarkets, property services and other community services in the Clifford Estates in Guangzhou. It is profitable and cheap, but it is tied to a single property developer's communities, has little room to grow outside them, and there is almost no current news.

ABOUT CLIFFORD MODERN LIVING HOLDINGS LIMITED

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Clifford Modern Living Holdings Limited, an investment holding company, provides services to residents in developed properties under the Clifford brand name in the People's Republic of China.

FINANCIAL SUMMARY (HKD)

Year20212022202320242025CAGRTTM
Revenue—448.9M404.5M430.7M375.5M-5.8%352.0M
EPS (HKD)0.090.110.100.110.3336.8%0.24
Shares—1.0B1.0B1.0B1.0B0.0%1.0B
Debt—79.1M58.4M52.9M35.8M-23.2%31.5M
Equity—748.7M822.1M531.2M692.5M-2.6%—
Op CF—182.9M139.6M98.2M95.6M-19.4%92.7M
Inv CF—111.9M-64.6M-37.4M1.9M——
Fin CF—-42.3M-47.0M-422.2M-189.1M——
Loading 1Y...
PRICE (1Y) · HKD-1.0%
0.4550.4640.4730.4810.49027 Aug17 Sep8 Oct
SMA 50SMA 200

Price checkExperimental
SwingsAverage

Calmer than 69% of stocks we rank over the past year (32% a year).

How this is worked out

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
HKD 0.485
RSI (14)
69.2
52-Week Range-40.2% from high
Low HKD 0.45High HKD 0.8106

SCORE BREAKDOWN

Quality
79
ROIC
51.1%97.9
ROE
46.7%97.6
GP/Assets
22.1%38.8
Op. Margin
33.5%96.8
FCF/Assets
11.3%84.7
Piotroski
773.2
Int. Cover
50.0x87.2
D/E Ratio
0.05x80.6
Current Ratio
2.27x69.2
Value
74
P/E (TTM)
1.9x25.0
EV/EBITDA
1.2x98.8
P/FCF
5.1x86.6
P/B
0.7x84.0
P/S
1.3x39.6
Div Yield
20.7%99.6
Momentum
28
52W High %
60%19.5
RS 6M
-15%49.6
SMA 50/200
0.81x7.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$61M
P/E (Forward)
—
Gross Margin
52.1%

SECTOR PEERS

Closest peers in Consumer Defensive, ranked by industry match, size, and score similarity. Cross-listings of 3686.HK are excluded.

TickerCompanyMkt CapStockRankSignal
3686.HKClifford Modern Living Holdings Limited(you)$61M85Strong Buy
DDLDingdong (Cayman) Limited$499M47Hold
2429.HKBeijing UBOX Online Technology Corp.$219M14Strong Sell
603866.SSToly Bread Co., Ltd.$989M35Sell
2411.HKShenzhen Pagoda Industrial (Group) Corporation Limited$368M10Strong Sell
6666.TWLuo Lih-Fen Holding Co., Ltd.$67M96Strong Buy
2530.HKNumans Health Food Holdings Company Limited$92M91Strong Buy
9616.HKNeutech Group Limited$148M85Strong Buy
1981.HKCathay Group Holdings Inc.$142M87Strong Buy
STGSunlands Technology Group$51M68Buy

Peer medians: ROE 7.6% · P/E 19.8x · Gross margin 34.0%

Company Deep Dive

Read the full research report: business segments breakdown, earnings transcripts review, management credibility analysis, competitive landscape, and scenarios.

View Deep Dive

Clifford Modern Living Holdings Limited (3686.HK): Stock Score Summary

Clifford Modern Living Holdings Limited (3686.HK) has a MoatMap StockRank of 85/100 based on Quality (79/100), Value (74/100), and Momentum (28/100) factor scores. The current signal is STRONG BUY. Clifford Modern Living is a very small company providing supermarkets, property services and other community services in the Clifford Estates in Guangzhou. It is profitable and cheap, but it is tied to a single property developer's communities, has little room to grow outside them, and there is almost no current news.

Clifford Modern Living Holdings Limited, an investment holding company, provides services to residents in developed properties under the Clifford brand name in the People's Republic of China.

Key Financial Metrics

PriceHKD 0.485
Market Cap$61M
P/E (TTM)1.92
Price/Book0.68
Return on Equity46.7%
Return on Invested Capital51.1%
Debt/Equity0.05x
Gross Margin52.1%
Operating Margin33.5%
Revenue Growth-12.1%
Dividend Yield20.7%
Free Cash Flow$12M

Clifford Modern Living Holdings Limited operates in the Grocery Stores industry, part of the Consumer Defensive sector (China).

Frequently Asked Questions

What is Clifford Modern Living Holdings Limited’s (3686.HK) StockRank?
MoatMap’s StockRank for Clifford Modern Living Holdings Limited (3686.HK) is 85/100, with a Strong Buy signal. It is a composite of Quality (79), Value (74), and Momentum (28) factor ranks across MoatMap’s universe of 24,000+ stocks.
Does Clifford Modern Living Holdings Limited have an economic moat?
Clifford Modern Living Holdings Limited (3686.HK) has a Quality factor score of 79/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Clifford Modern Living Holdings Limited a buy, hold, or sell?
MoatMap’s current signal for Clifford Modern Living Holdings Limited (3686.HK) is Strong Buy, based on a StockRank of 85/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Clifford Modern Living Holdings Limited in?
Clifford Modern Living Holdings Limited (3686.HK) operates in the Consumer Defensive sector, specifically the Grocery Stores industry (China).