4262.SR
Bargain BinLumi Rental Company · Industrials · Saudi Arabia · $290M cap · $1.3M/day traded
SAR 19.80 +0.5% · close 5 Nov · scored 7 Nov
Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.
As of 7 Nov 2026, the MoatMap Score for Lumi Rental Company (4262.SR) is 36/100, ranked against 25,000+ stocks in 38 markets (Quality 46, Value 69, Momentum 12, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT LUMI RENTAL COMPANY
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Lumi Rental Company operates as a car rental and leasing company in Saudi Arabia. It operates through three segments: Leasing, Rental, and Used Car Sale.
FINANCIAL SUMMARY (SAR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 782.6M | 1.1B | 1.5B | 1.7B | 28.7% | 1.7B | 1.6B | 1.7B | 2.2% |
| EPS (SAR) | 2.61 | 2.92 | 3.28 | 3.60 | 11.3% | 2.65 | 1.34 | 3.27 | -4.7% |
| Shares | 55.0M | 55.0M | 55.0M | 55.0M | 0.0% | 55.0M | — | — | — |
| Debt | 567.3M | 1.4B | 1.7B | 1.6B | 41.1% | 1.6B | — | — | — |
| Equity | 843.5M | 1.0B | 1.2B | 1.4B | 18.6% | — | — | — | — |
| Op CF | -76.9M | -805.7M | -209.0M | 164.9M | — | 500.8M | — | — | — |
| Inv CF | -1.4M | -16.7M | -28.8M | -27.2M | — | — | — | — | — |
| Fin CF | 110.4M | 814.2M | 226.1M | -145.8M | — | — | — | — | — |
Made a new 52-week low 9 trading days ago, 68% below its 52-week high. The fall has not stopped yet.
Calmer than 76% of stocks we rank over the past year (volatility 28% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Industrials, ranked by industry match, size, and score similarity. Cross-listings of 4262.SR are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| 4262.SR | Lumi Rental Company(you) | $290M | 36 |
| 4261.SR | Theeb Rent A Car Company | $311M | 45 |
| 4265.SR | Cherry Trading Company | $156M | 54 |
| 4260.SR | United International Transportation Company | $727M | 60 |
| 2110.SR | Saudi Cable Company | $281M | 33 |
| 4110.SR | Batic Investments and Logistics Company | $265M | 27 |
| 2240.SR | Advanced Building Industries Co. | $388M | 40 |
| 2030.SR | Saudi Arabian Refineries Company | $188M | 31 |
| 1324.SR | Saleh Abdulaziz Al Rashed & Sons Co. | $186M | 28 |
| 4144.SR | Raoom trading Company | $222M | 23 |
Peer medians: ROE 12.1% · P/E 14.0x · Gross margin 20.6%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.