Jiangsu Changshu Rural Commercial Bank Co., Ltd. (601128.SS) — Stock Score Summary

Jiangsu Changshu Rural Commercial Bank Co., Ltd. (601128.SS) has a MoatMap StockRank of 50/100 based on Quality (40/100), Value (53/100), and Momentum (44/100) factor scores. The current signal is HOLD. A Chinese regional rural commercial bank. It is highly exposed to local government debt and real estate risks, with low quality metrics (Q: 40) and no alignment with our global macro themes.

Jiangsu Changshu Rural Commercial Bank Co., Ltd. provides retail, corporate, and microfinance banking services in Jiangsu Province. The bank is widely recognized as a pioneer and market leader in microfinance and small-business lending, utilizing a highly successful, high-touch risk management model. Its competitive moat is defined by its superior asset quality, high net interest margins, and deep penetration into the affluent local SME sector.

Key Financial Metrics

Price$0.95
Market Cap$3.5B
P/E (TTM)6.79
P/E (Forward)5.19
Price/Book0.71
Return on Equity13.8%
Gross Margin0.0%
Operating Margin59.7%
Revenue Growth6.6%
Dividend Yield3.9%

Jiangsu Changshu Rural Commercial Bank Co., Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Jiangsu Changshu Rural Commercial Bank Co., Ltd.’s (601128.SS) StockRank?
MoatMap’s StockRank for Jiangsu Changshu Rural Commercial Bank Co., Ltd. (601128.SS) is 50/100, with a Hold signal. It is a composite of Quality (40), Value (53), and Momentum (44) factor ranks across MoatMap’s 19,000+ stock universe.
Does Jiangsu Changshu Rural Commercial Bank Co., Ltd. have an economic moat?
Jiangsu Changshu Rural Commercial Bank Co., Ltd. (601128.SS) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Jiangsu Changshu Rural Commercial Bank Co., Ltd. a buy, hold, or sell?
MoatMap’s current signal for Jiangsu Changshu Rural Commercial Bank Co., Ltd. (601128.SS) is Hold, based on a StockRank of 50/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Jiangsu Changshu Rural Commercial Bank Co., Ltd. in?
Jiangsu Changshu Rural Commercial Bank Co., Ltd. (601128.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).
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