What is Industrial and Commercial Bank of China Limited's (601398.SS) StockRank?

MoatMap's StockRank for Industrial and Commercial Bank of China Limited (601398.SS) is 81/100, with a Strong Buy signal. This is a composite score combining Quality (51), Value (71), and Momentum (54) factor ranks across MoatMap's 20,000+ stock universe.

Does Industrial and Commercial Bank of China Limited have an economic moat?

Industrial and Commercial Bank of China Limited (601398.SS) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Industrial and Commercial Bank of China Limited a buy, hold, or sell?

MoatMap's current signal for Industrial and Commercial Bank of China Limited (601398.SS) is Strong Buy, based on a StockRank of 81/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Industrial and Commercial Bank of China Limited in?

Industrial and Commercial Bank of China Limited (601398.SS) operates in the Financial Services sector, specifically the Banks - Diversified industry (China).

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601398.SS

STRONG BUYFLAG

Industrial and Commercial Bank of China Limited · Financial Services · China · $375.3B · Avg Vol: $487M/d

StockRank

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P/E (TTM)

7.5x

ROE

8.9%

D/E

0.6x

Dividend %

4.0%

AI CONVICTION THESIS

Industrial and Commercial Bank of China is cheap at V71 with momentum M54, but quality at Q51 misses the all-three-above-60 path with no corroborating filing, so stage one fails.

COMPANY DESCRIPTION

Industrial and Commercial Bank of China Limited is the world's largest commercial bank by total assets, deposits, and profitability, offering comprehensive global financial services. The bank's competitive moat is anchored by its unmatched customer base of hundreds of millions of retail and corporate clients, yielding a highly stable, low-cost funding source. It is a systemically critical, state-owned financial institution that serves as the cornerstone of China's economic and financial system.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	128.3B	123.4B	120.4B	122.8B	-1.5%	99.2B	130.4B	138.7B	6.3%
EPS	0.14	0.14	0.14	0.15	1.0%	0.15	—	—	—
Shares	356.4B	356.4B	356.4B	356.4B	0.0%	269.6B	—	—	—
Debt	210.4B	279.6B	382.8B	405.2B	24.4%	772.2B	—	—	—
Equity	514.9B	553.3B	584.7B	625.1B	6.7%	—	—	—	—
Op CF	206.9B	208.7B	85.3B	278.4B	10.4%	-10.9B	—	—	—
Inv CF	-134.1B	-131.4B	-216.7B	-356.1B	—	—	—	—	—
Fin CF	-9.5B	42.0B	61.2B	5.2B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+2.1%

SMA 50SMA 200

$1.14

RSI (14)

67.2

52W High

$1.19

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.7%*28.3

ROE

8.9%46.1

GP/Assets

1.3%N/A

Op. Margin

65.7%82.7

FCF/Assets

3.5%N/A

Piotroski

565.2

Int. Cover

—50.0

D/E Ratio

0.65xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

7.5x81.4

EV/EBITDA

bankN/A

P/FCF

1.4xN/A

P/B

0.7x85.7

P/S

4.0x47.4

Div Yield

4.0%51.8

Momentum

52W High %

96%64.7

RS 6M

4%67.7

SMA 50/200

1.00x32.4

EPS Rev 4W

+0.0%76.8

EPS Rev 12W

—N/A

EPS Improve

+6%26.4

Q Growth

3%34.7

FUNDAMENTALS

Market Cap

$375.3B

P/E (Forward)

7.0x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 601398.SS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
601398.SS	Industrial and Commercial Bank of China Limited(you)	$375.3B	81	STRONG BUY
BAC.MX	Bank of America Corporation	$405.5B	78	BUY
601939.SS	China Construction Bank Corporation	$376.8B	89	STRONG BUY
HBC1.DE	HSBC Holdings plc	$323.0B	76	BUY
601988.SS	Bank of China Limited	$273.3B	78	BUY
1288.HK	Agricultural Bank of China Limited	$237.9B	92	STRONG BUY
BSD2.DE	Banco Santander, S.A.	$193.2B	74	BUY
BBVA.MX	Banco Bilbao Vizcaya Argentaria, S.A.	$133.4B	81	STRONG BUY
CMC.DE	JPMorgan Chase & Co.	$889.8B	76	BUY
UBSG.SW	UBS Group AG	$161.8B	70	BUY

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%

Industrial and Commercial Bank of China Limited (601398.SS) — Stock Score Summary

Industrial and Commercial Bank of China Limited (601398.SS) has a MoatMap StockRank of 81/100 based on Quality (51/100), Value (71/100), and Momentum (54/100) factor scores. The current signal is STRONG BUY. Industrial and Commercial Bank of China is cheap at V71 with momentum M54, but quality at Q51 misses the all-three-above-60 path with no corroborating filing, so stage one fails.

Key Financial Metrics

Price	$1.14
Market Cap	$375.3B
P/E (TTM)	7.49
P/E (Forward)	7.05
Price/Book	0.68
Return on Equity	8.9%
Debt/Equity	0.65x
Operating Margin	65.7%
Revenue Growth	3.4%
Dividend Yield	4.0%
Free Cash Flow	$272.8B

Industrial and Commercial Bank of China Limited operates in the Banks - Diversified industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Industrial and Commercial Bank of China Limited’s (601398.SS) StockRank?: MoatMap’s StockRank for Industrial and Commercial Bank of China Limited (601398.SS) is 81/100, with a Strong Buy signal. It is a composite of Quality (51), Value (71), and Momentum (54) factor ranks across MoatMap’s 20,000+ stock universe.
Does Industrial and Commercial Bank of China Limited have an economic moat?: Industrial and Commercial Bank of China Limited (601398.SS) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Industrial and Commercial Bank of China Limited a buy, hold, or sell?: MoatMap’s current signal for Industrial and Commercial Bank of China Limited (601398.SS) is Strong Buy, based on a StockRank of 81/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Industrial and Commercial Bank of China Limited in?: Industrial and Commercial Bank of China Limited (601398.SS) operates in the Financial Services sector, specifically the Banks - Diversified industry (China).