Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS) — Stock Score Summary

Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS) has a MoatMap StockRank of 39/100 based on Quality (36/100), Value (59/100), and Momentum (32/100) factor scores. The current signal is HOLD. Jiangsu Suzhou Rural Commercial Bank is a small regional bank in China. It lacks a structural moat, is highly exposed to local economic conditions, and does not align with any of our high-conviction macro themes.

Jiangsu Suzhou Rural Commercial Bank provides retail and corporate banking services, primarily serving small and medium-sized enterprises (SMEs) and agricultural clients in the economically vibrant Suzhou region. The company's competitive moat is built on its deep local roots, extensive branch network, and specialized credit risk assessment models for local private businesses. It operates as a highly profitable regional bank, benefiting from the strong industrial economy of Jiangsu Province.

Key Financial Metrics

Price$0.70
Market Cap$1.4B
P/E (TTM)4.71
P/E (Forward)3.89
Price/Book0.49
Return on Equity10.9%
Gross Margin0.0%
Operating Margin60.3%
Revenue Growth3.8%
Dividend Yield5.7%

Jiangsu Suzhou Rural Commercial Bank Co., Ltd operates in the Banks - Regional industry, part of the Financial Services sector (China).

Frequently Asked Questions

What is Jiangsu Suzhou Rural Commercial Bank Co., Ltd’s (603323.SS) StockRank?
MoatMap’s StockRank for Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS) is 39/100, with a Hold signal. It is a composite of Quality (36), Value (59), and Momentum (32) factor ranks across MoatMap’s 19,000+ stock universe.
Does Jiangsu Suzhou Rural Commercial Bank Co., Ltd have an economic moat?
Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Jiangsu Suzhou Rural Commercial Bank Co., Ltd a buy, hold, or sell?
MoatMap’s current signal for Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS) is Hold, based on a StockRank of 39/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Jiangsu Suzhou Rural Commercial Bank Co., Ltd in?
Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS) operates in the Financial Services sector, specifically the Banks - Regional industry (China).