8070.SR
Bargain BinArabian Shield Cooperative Insurance Company · Financial Services · Saudi Arabia · $232M cap · $414K/day traded
SAR 10.90 +2.1% · close 5 Nov · scored 7 Nov
Score up 1.2 since 6 Nov.
Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.
As of 7 Nov 2026, the MoatMap Score for Arabian Shield Cooperative Insurance Company (8070.SR) is 46/100, ranked against 25,000+ stocks in 38 markets (Quality 39, Value 55, Momentum 47, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT ARABIAN SHIELD COOPERATIVE INSURANCE COMPANY
Read
Arabian Shield Cooperative Insurance Company provides various insurance products in the Kingdom of Saudi Arabia.
FINANCIAL SUMMARY (SAR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 627.7M | 881.3M | 1.2B | 1.4B | 30.8% | 1.6B |
| EPS (SAR) | -0.29 | 1.01 | 0.89 | -0.55 | -11.9% | -0.17 |
| Shares | 63.9M | 79.8M | 79.8M | 79.8M | +25.0% | 79.8M |
| Debt | — | 1.8M | 1.2M | 70.7M | 535.4% | 70.2M |
| Equity | 1.2B | 1.5B | 1.7B | 1.6B | 11.3% | — |
| Op CF | 85.4M | 228.4M | -31.7M | 50.1M | -16.3% | 422.8M |
| Inv CF | -304.4M | -214.2M | -46.7M | 127.7M | — | — |
| Fin CF | 0 | 8.0K | -0.6M | -10.2M | — | — |
Made a new 52-week low 8 trading days ago, 17% below its 52-week high. The fall has not stopped yet.
Calmer than 75% of stocks we rank over the past year (volatility 29% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8070.SR are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| 8070.SR | Arabian Shield Cooperative Insurance Company(you) | $232M | 46 |
| 8020.SR | Malath Cooperative Insurance Company | $117M | 35 |
| 8160.SR | Arabia Insurance Cooperative Company | $93M | 20 |
| 8180.SR | Al Sagr Cooperative Insurance Company | $73M | 18 |
| 8230.SR | Al Rajhi Company for Cooperative Insurance | $2.5B | 40 |
| 8060.SR | Walaa Cooperative Insurance Company | $365M | 47 |
| 1182.SR | Amlak International Finance Company | $215M | 37 |
| 8030.SR | The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company | $498M | 44 |
| 8120.SR | Gulf Union Alahlia Cooperative Insurance Company | $151M | 36 |
| 4081.SR | Nayifat Finance Company | $264M | 27 |
Peer medians: ROE 7.6% · P/E 13.6x · Gross margin 13.0%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.