8303.T
SellBargain BinSBI Shinsei Bank, Limited · Financial Services · Japan · $8.9B
JPY 1,506.5 +0.5% · close 5 Oct · scored 6 Oct
Bargain Bin: Looks like a bargain; the quality and the trend say why it is in the bin.
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ABOUT SBI SHINSEI BANK, LIMITED
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SBI Shinsei Bank Ltd. is a Japanese financial institution offering a range of banking services, including corporate banking, retail banking, and investment banking. The bank is known for its distinctive business model, often focusing on niche markets and innovative financial products. As part of the SBI Group, it leverages fintech capabilities and maintains a strong presence in specialized financial solutions within the competitive Japanese banking sector.
FINANCIAL SUMMARY (JPY)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 325.5B | 339.3B | 398.9B | 436.9B | 517.5B | 12.3% | 555.3B | 462.9B | 496.5B | -2.0% |
| EPS (JPY) | — | 48.22 | 65.30 | 0.00 | 137.66 | 41.9% | 137.57 | 118.39 | 126.13 | -4.3% |
| Shares | — | 887.0M | 887.0M | 887.0M | 887.0M | 0.0% | 887.0M | — | — | — |
| Debt | — | 1.0T | 1.7T | 2.2T | 3.0T | 43.0% | 4.8T | — | — | — |
| Equity | — | 962.0B | 962.8B | 955.4B | 1.2T | 8.4% | — | — | — | — |
| Op CF | — | 1.3T | 1.2T | 2.0T | 1.9T | 13.6% | -759.5B | — | — | — |
| Inv CF | — | -955.6B | 95.8B | -1.3T | -1.2T | — | — | — | — | — |
| Fin CF | — | -4.6B | -69.6B | -48.5B | 127.0B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8303.T are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 8303.T | SBI Shinsei Bank, Limited(you) | $8.9B | 29 | Sell |
| 5838.T | Rakuten Bank, Ltd. | $7.0B | 32 | Sell |
| 8377.T | Hokuhoku Financial Group, Inc. | $6.3B | 33 | Sell |
| 8421.T | Shinkin Central Bank | $10.6B | 20 | Strong Sell |
| 8334.T | The Gunma Bank, Ltd. | $7.2B | 43 | Hold |
| 8354.T | Fukuoka Financial Group, Inc. | $9.2B | 48 | Hold |
| 5844.T | Kyoto Financial Group,Inc. | $8.7B | 50 | Hold |
| 5830.T | Iyogin Holdings, Inc. | $7.1B | 46 | Hold |
| 5831.T | Shizuoka Financial Group,Inc. | $12.1B | 45 | Hold |
| 7186.T | Yokohama Financial Group, Inc. | $13.1B | 44 | Hold |
Peer medians: ROE 8.3% · P/E 16.1x · Gross margin 72.5%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.