Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ACIW
Strong BuyFull HouseAPPROVEACI Worldwide, Inc. · Technology · United States · $5.4B · Avg Vol: $51M/d
ACI Worldwide clears the calibrated bar. All three legs are above the floor (Q64 V51 M65) and an active buyback provides the required corroboration. Nothing adverse is on file: no negative earnings revision and no insider selling. Quality at Q64 is the strongest part of the case, and payment processing software carries recurring, contracted revenue that is comparatively defensive.
COMPANY DESCRIPTION
ACI Worldwide, Inc. is a leading independent provider of mission-critical payment software and solutions for financial institutions, merchants, and billers globally. The company offers a comprehensive portfolio spanning real-time payments, fraud prevention, and digital banking, creating high switching costs for its enterprise clients. ACI's robust, scalable platforms enable the processing of vast numbers of electronic payments, solidifying its position in the global payments ecosystem.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 1.4B | 1.5B | 1.6B | 1.8B | 7.4% | 1.8B | 1.9B | 2.0B | 7.9% |
| EPS | 1.09 | 1.25 | 1.12 | 1.93 | 2.18 | 18.9% | 2.18 | 2.77 | 3.00 | 17.2% |
| Shares | — | 108.1M | 108.1M | 105.3M | 102.7M | -5.0% | 101.0M | — | — | — |
| Debt | — | 1.1B | 1.1B | 956.4M | 849.1M | -9.2% | 863.6M | — | — | — |
| Equity | — | 1.2B | 1.3B | 1.4B | 1.5B | 8.4% | — | — | — | — |
| Op CF | — | 143.4M | 168.5M | 358.7M | 322.8M | 31.1% | 329.8M | — | — | — |
| Inv CF | — | 60.2M | -37.8M | -45.1M | 7.2M | — | — | — | — | — |
| Fin CF | — | -171.1M | -111.6M | -288.2M | -336.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of ACIW are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ACIW | ACI Worldwide, Inc.(you) | $5.4B | 86 | Strong Buy |
| PAY | Paymentus Holdings, Inc. | $4.5B | 88 | Strong Buy |
| WEX | WEX Inc. | $6.7B | 88 | Strong Buy |
| DOX | Amdocs Limited | $6.6B | 82 | Strong Buy |
| RELY | Remitly Global, Inc. | $5.6B | 94 | Strong Buy |
| QLYS | Qualys, Inc. | $6.5B | 92 | Strong Buy |
| DBX | Dropbox, Inc. | $7.8B | 93 | Strong Buy |
| AVP.SI | AvePoint, Inc. | $3.0B | 82 | Strong Buy |
| NTCT | NetScout Systems, Inc. | $2.8B | 89 | Strong Buy |
| PAYO | Payoneer Global Inc. | $2.4B | 84 | Strong Buy |
Peer medians: ROE 4.6% · P/E 35.3x · Gross margin 51.3%