Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
AFL
HOLDAflac Incorporated · Financial Services · United States · $63.9B · Avg Vol: $244M/d
COMPANY DESCRIPTION
Aflac Incorporated is a leading provider of supplemental health and life insurance in the United States and Japan. The company specializes in voluntarily offered, payroll-deducted insurance products that pay cash benefits directly to policyholders. Aflac benefits from strong brand recognition, a unique distribution model, and high customer retention, establishing a strong competitive position in its niche markets.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19.2B | 18.8B | 19.1B | 17.4B | -3.2% | 18.1B | 17.1B | 17.1B | -0.7% |
| EPS | 6.96 | 7.81 | 9.68 | 6.84 | -0.6% | 9.27 | 6.44 | 6.90 | 0.4% |
| Shares | 615.3M | 578.5M | 550.0M | 518.7M | -15.7% | 502.3M | — | — | — |
| Debt | 7.4B | 7.4B | 7.5B | 8.4B | 4.2% | 16.2B | — | — | — |
| Equity | 20.1B | 22.0B | 26.1B | 29.5B | 13.6% | — | — | — | — |
| Op CF | 3.9B | 3.2B | 2.7B | 2.6B | -13.0% | 2.6B | — | — | — |
| Inv CF | -1.5B | 817.0M | 2.8B | 1.6B | — | — | — | — | — |
| Fin CF | -3.6B | -3.7B | -3.5B | -4.1B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AFL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| AFL | Aflac Incorporated(you) | $63.9B | 45 | HOLD |
| MET | MetLife, Inc. | $61.0B | 45 | HOLD |
| 2882.TW | Cathay Financial Holding Co., Ltd. | $48.8B | 43 | HOLD |
| MFC | Manulife Financial Corporation | $72.7B | 52 | HOLD |
| 1299.HK | AIA Group Limited | $93.0B | 41 | HOLD |
| PRU.DE | PRUDENTIAL PLC R | $33.4B | 45 | HOLD |
| 601318.SS | Ping An Insurance (Group) Company of China, Ltd. | $126.0B | 43 | HOLD |
| 8750.T | Daiichi Life Group, Inc. | $38.5B | 54 | HOLD |
| 2881.TW | Fubon Financial Holding Co., Ltd. | $57.5B | 62 | HOLD |
| 601601.SS | China Pacific Insurance (Group) Co., Ltd. | $40.3B | 56 | HOLD |
Peer medians: ROE 9.8% · P/E 12.9x · Gross margin 84.1%