AGESA.IS
Strong BuyFull HouseAgeSA Hayat ve Emeklilik Anonim Sirketi · Financial Services · Turkey · $867M · Avg Vol: $1M/d
Full House: Strong business, sensible price, market agrees. The rare full house.
85
StockRankGet insider-trade alerts
QualityQuality
69
ValueValue
59
MomentumMomentum
53
P/E (TTM)
6.1x
peers 5.3x
ROE
70.4%
peers 28.1%
D/E
0.0x
peers 1.1x
Dividend %
3.0%
trailing yield
ABOUT AGESA HAYAT VE EMEKLILIK ANONIM SIRKETI
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AgeSA Hayat ve Emeklilik Anonim Sirketi, together with its subsidiaries, provides life insurance products in Turkey. It operates in four segments: Life Protection, Savings Life, Non-Life, And Private Pension.
FINANCIAL SUMMARY (TRY)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 7.4B | 15.8B | 24.3B | 45.7B | 83.2% | 52.6B | — | — |
| EPS (TRY) | — | 4.86 | 7.72 | 15.95 | 30.85 | 85.2% | 38.68 | 55.61 | 80.3% |
| Shares | — | 180.0M | 180.0M | 180.0M | 180.0M | 0.0% | 180.0M | — | — |
| Debt | — | 39.5M | 60.7M | 224.6M | 324.0M | 101.6% | 319.0M | — | — |
| Equity | — | 1.7B | 3.1B | 5.4B | 10.1B | 80.1% | — | — | — |
| Op CF | 1.3B | 2.3B | 4.0B | 7.6B | 10.5B | 69.3% | 12.2B | — | — |
| Inv CF | — | -2.0B | -3.0B | -3.6B | -7.4B | — | — | — | — |
| Fin CF | — | -12.6M | -170.7M | -453.5M | -1.1B | — | — | — | — |
Loading 1Y...
PRICE (1Y)-1.1%
SMA 50SMA 200
Close
$4.79
RSI (14)
27.0
52W High
$5.45
From 52W High
-12.2%
SCORE BREAKDOWN
Quality
69
ROIC (ROA)
1.3%*43.7
ROE
70.4%99.0
GP/Assets
6.2%61.7
Op. Margin
18.8%35.5
FCF/Assets
n/mN/A
Piotroski
797.1
Int. Cover
—N/A
D/E Ratio
0.03x80.5
Current Ratio
22.77x91.1
Value
59
P/E (TTM)
6.1x85.8
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
3.3x13.8
P/S
0.8x90.9
Div Yield
3.0%40.4
Momentum
53
52W High %
88%47.4
RS 6M
8%72.9
SMA 50/200
1.05x58.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
-53%4.5
Q Growth
57%75.6
FUNDAMENTALS
Market Cap
$867M
P/E (Forward)
13.0x
Gross Margin
55.3%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AGESA.IS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| AGESA.IS | AgeSA Hayat ve Emeklilik Anonim Sirketi(you) | $867M | 85 | Strong Buy |
| ANSGR.IS | Anadolu Anonim Türk Sigorta Sirketi | $1.0B | 93 | Strong Buy |
| QUICK.IS | Quick Sigorta A.S. | $444M | 54 | Hold |
| RAYSG.IS | Ray Sigorta Anonim Sirketi | $441M | 50 | Hold |
| AKGRT.IS | Aksigorta A.S. | $179M | 61 | Hold |
| ANHYT.IS | Anadolu Hayat Emeklilik Anonim Sirketi | $884M | 78 | Buy |
| TSKB.IS | Türkiye Sinai Kalkinma Bankasi A.S. | $607M | 85 | Strong Buy |
| ALBRK.IS | Albaraka Türk Katilim Bankasi A.S. | $434M | 90 | Strong Buy |
| TURSG.IS | Türkiye Sigorta A.S. | $2.5B | 84 | Strong Buy |
| ICBCT.IS | ICBC Turkey Bank A.S. | $286M | 86 | Strong Buy |
Peer medians: ROE 28.1% · P/E 5.3x · Gross margin 51.8%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.