Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ALBAV.HE
SELLÅlandsbanken Abp · Financial Services · Finland · $795M · Avg Vol: $23K/d
COMPANY DESCRIPTION
Ålandsbanken Abp is a premium Finnish banking group specializing in private banking, wealth management, and innovative green financial services. The company's competitive moat is defined by its highly personalized customer service, strong brand loyalty, and its proprietary 'Åland Index' for environmental impact tracking. Class A shares provide significant voting control over this highly profitable, niche-focused financial institution.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 209.1M | 230.9M | 245.5M | 249.2M | 6.0% | 249.8M |
| EPS | 6.36 | 8.56 | 9.22 | 9.60 | 14.7% | 3.97 |
| Shares | 6.5M | 6.5M | 6.5M | 6.5M | 0.0% | 6.5M |
| Debt | 250.3M | 358.4M | 346.5M | 219.3M | -4.3% | 1.1B |
| Equity | 361.1M | 381.9M | 382.6M | 440.1M | 6.8% | — |
| Op CF | -545.2M | 69.5M | 9.9M | -3.7M | -85.8% | -307.0M |
| Inv CF | -19.6M | -12.0M | -21.5M | -31.0M | — | — |
| Fin CF | -56.5M | -41.1M | -52.6M | -19.8M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ALBAV.HE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ALBAV.HE | Ålandsbanken Abp(you) | $795M | 32 | SELL |
| AKTIA.HE | Aktia Pankki Oyj | $949M | 19 | STRONG SELL |
| OMASP.HE | Oma Säästöpankki Oyj | $438M | 67 | BUY |
| NDA-SE.ST | Nordea Bank Abp | $63.0B | 41 | HOLD |
| EQV1V.HE | eQ Oyj | $465M | 49 | HOLD |
| CAPMAN.HE | CapMan Oyj | $352M | 19 | STRONG SELL |
| MANTA.HE | Mandatum Oyj | $3.1B | 40 | HOLD |
| UNITED.HE | United Bankers Oyj | $259M | 53 | HOLD |
| EVLI.HE | Evli Oyj | $727M | 81 | STRONG BUY |
| TAALA.HE | Taaleri Oyj | $231M | 64 | HOLD |
Peer medians: ROE 15.7% · P/E 16.5x · Gross margin 41.5%