What is Banco Bilbao Vizcaya Argentaria, S.A.'s (BBVA) StockRank?

MoatMap's StockRank for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is 75/100, with a Buy signal. This is a composite score combining Quality (60), Value (47), and Momentum (62) factor ranks across MoatMap's 20,000+ stock universe.

Does Banco Bilbao Vizcaya Argentaria, S.A. have an economic moat?

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Banco Bilbao Vizcaya Argentaria, S.A. a buy, hold, or sell?

MoatMap's current signal for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is Buy, based on a StockRank of 75/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Banco Bilbao Vizcaya Argentaria, S.A. in?

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) operates in the Financial Services sector, specifically the Banks - Diversified industry (Spain).

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BBVA

BUY

Banco Bilbao Vizcaya Argentaria, S.A. · Financial Services · Spain · $143.5B · Avg Vol: $37M/d

StockRank

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P/E (TTM)

12.1x

ROE

19.0%

D/E

1.6x

Dividend %

4.3%

COMPANY DESCRIPTION

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a leading global financial services group with a dominant market position in Spain and Mexico, alongside a strong footprint across South America and Turkey. The bank is recognized as an industry leader in digital transformation, which drives high operational efficiency and customer acquisition. Its competitive moat is sustained by geographic diversification, leading market shares in high-growth emerging markets, and robust capital ratios.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	31.9B	38.0B	44.6B	44.8B	12.0%	37.1B	50.9B	53.2B	8.9%
EPS	1.11	1.47	1.91	2.00	21.6%	2.07	2.10	2.27	6.6%
Shares	6.0B	5.8B	5.8B	5.7B	-5.5%	5.5B	—	—	—
Debt	68.4B	84.4B	86.4B	101.6B	14.1%	192.2B	—	—	—
Equity	53.3B	58.8B	63.3B	65.2B	6.9%	—	—	—	—
Op CF	27.0B	-820.2M	-20.7B	17.0B	-14.2%	5.8B	—	—	—
Inv CF	-4.4B	-1.6B	-1.6B	-1.6B	—	—	—	—	—
Fin CF	-8.6B	-2.1B	-2.9B	-4.2B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+13.9%

SMA 50SMA 200

$26.59

RSI (14)

54.4

52W High

$26.59

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.4%*46.9

ROE

19.0%83.9

GP/Assets

3.8%N/A

Op. Margin

54.9%76.3

FCF/Assets

1.5%N/A

Piotroski

444.0

Int. Cover

—50.0

D/E Ratio

1.56xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

12.1x57.7

EV/EBITDA

bankN/A

P/FCF

9.6xN/A

P/B

2.0x24.5

P/S

3.7x50.5

Div Yield

4.3%55.2

Momentum

52W High %

100%99.2

RS 6M

2%61.0

SMA 50/200

1.09x71.5

EPS Rev 4W

-1.9%25.1

EPS Rev 12W

—N/A

EPS Improve

+14%38.2

Q Growth

11%45.8

FUNDAMENTALS

Market Cap

$143.5B

P/E (Forward)

10.7x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BBVA are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BBVA	Banco Bilbao Vizcaya Argentaria, S.A.(you)	$143.5B	75	BUY
UBSG.SW	UBS Group AG	$161.8B	70	BUY
BSD2.DE	Banco Santander, S.A.	$193.2B	73	BUY
ING	ING Groep N.V.	$93.8B	73	BUY
BNY	The Bank of New York Mellon Cor	$107.8B	69	BUY
BCS	Barclays PLC	$94.1B	80	BUY
601328.SS	Bank of Communications Co., Ltd.	$84.7B	78	BUY
BMO	Bank of Montreal	$124.5B	61	HOLD
HBC1.DE	HSBC Holdings plc	$323.0B	75	BUY
CM	Canadian Imperial Bank of Commerce	$107.2B	63	HOLD

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) — Stock Score Summary

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a MoatMap StockRank of 75/100 based on Quality (60/100), Value (47/100), and Momentum (62/100) factor scores. The current signal is BUY.

Key Financial Metrics

Price	$26.59
Market Cap	$143.5B
P/E (TTM)	12.14
P/E (Forward)	10.65
Price/Book	2.01
Return on Equity	19.0%
Debt/Equity	1.56x
Operating Margin	54.9%
Revenue Growth	11.9%
Dividend Yield	4.3%
Free Cash Flow	$15.0B

Banco Bilbao Vizcaya Argentaria, S.A. operates in the Banks - Diversified industry, part of the Financial Services sector (Spain).

Frequently Asked Questions

What is Banco Bilbao Vizcaya Argentaria, S.A.’s (BBVA) StockRank?: MoatMap’s StockRank for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is 75/100, with a Buy signal. It is a composite of Quality (60), Value (47), and Momentum (62) factor ranks across MoatMap’s 20,000+ stock universe.
Does Banco Bilbao Vizcaya Argentaria, S.A. have an economic moat?: Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banco Bilbao Vizcaya Argentaria, S.A. a buy, hold, or sell?: MoatMap’s current signal for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is Buy, based on a StockRank of 75/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Banco Bilbao Vizcaya Argentaria, S.A. in?: Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) operates in the Financial Services sector, specifically the Banks - Diversified industry (Spain).