What is Banco Bilbao Vizcaya Argentaria, S.A.'s (BBVA) StockRank?

MoatMap's StockRank for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is 76/100, with a Buy signal. This is a composite score combining Quality (60), Value (40), and Momentum (71) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Banco Bilbao Vizcaya Argentaria, S.A. have an economic moat?

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Banco Bilbao Vizcaya Argentaria, S.A. a buy, hold, or sell?

MoatMap's current signal for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Banco Bilbao Vizcaya Argentaria, S.A. in?

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) operates in the Financial Services sector, specifically the Banks - Diversified industry (Spain).

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BBVA

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Banco Bilbao Vizcaya Argentaria, S.A. · Financial Services · Spain · $160.0B · Avg Vol: $47M/d

StockRank

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P/E (TTM)

13.5x

ROE

18.9%

D/E

1.6x

Dividend %

3.6%

COMPANY DESCRIPTION

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a leading global financial services group with a dominant market position in Spain and Mexico, alongside a strong footprint across South America and Turkey. The bank is recognized as an industry leader in digital transformation, which drives high operational efficiency and customer acquisition. Its competitive moat is sustained by geographic diversification, leading market shares in high-growth emerging markets, and robust capital ratios.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	32.5B	38.8B	45.5B	45.7B	12.0%	39.7B	52.7B	55.9B	10.6%
EPS	1.14	1.50	1.95	2.04	21.6%	2.19	2.35	2.44	9.3%
Shares	6.0B	5.8B	5.8B	5.7B	-5.5%	5.5B	—	—	—
Debt	69.7B	86.0B	88.0B	103.6B	14.1%	231.2B	—	—	—
Equity	54.4B	60.0B	64.5B	66.5B	6.9%	—	—	—	—
Op CF	27.5B	-836.0M	-21.1B	17.4B	-14.2%	39.7B	—	—	—
Inv CF	-4.5B	-1.6B	-1.7B	-1.6B	—	—	—	—	—
Fin CF	-8.8B	-2.1B	-3.0B	-4.3B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+13.3%

SMA 50SMA 200

$29.08

RSI (14)

57.7

52W High

$29.64

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.4%*46.5

ROE

18.9%83.0

GP/Assets

4.1%N/A

Op. Margin

56.4%75.8

FCF/Assets

1.5%N/A

Piotroski

446.2

Int. Cover

—50.0

D/E Ratio

1.56xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

13.5x46.5

EV/EBITDA

bankN/A

P/FCF

10.7xN/A

P/B

2.1x23.2

P/S

4.1x43.6

Div Yield

3.6%49.8

Momentum

52W High %

98%92.4

RS 6M

23%88.6

SMA 50/200

1.16x87.3

EPS Rev 4W

+0.7%46.6

EPS Rev 12W

+3.2%76.8

EPS Improve

+13%39.7

Q Growth

11%41.6

FUNDAMENTALS

Market Cap

$160.0B

P/E (Forward)

11.9x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BBVA are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BBVA	Banco Bilbao Vizcaya Argentaria, S.A.(you)	$160.0B	76	Buy
UBSN.MX	UBS Group AG	$161.8B	74	Buy
BCS	Barclays PLC	$90.2B	75	Buy
BNC.L	Banco Santander, S.A.	$212.9B	69	Buy
INGA.AS	ING Groep N.V.	$100.7B	72	Buy
601988.SS	Bank of China Limited	$296.8B	80	Strong Buy
HBC1.DE	HSBC Holdings plc	$355.3B	77	Buy
BNY	The Bank of New York Mellon Corporation	$110.3B	65	Hold
601328.SS	Bank of Communications Co., Ltd.	$93.4B	86	Strong Buy
BNS.TO	The Bank of Nova Scotia	$113.0B	62	Hold

Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 81.8%

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA): Stock Score Summary

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a MoatMap StockRank of 76/100 based on Quality (60/100), Value (40/100), and Momentum (71/100) factor scores. The current signal is BUY.

Key Financial Metrics

Price	$29.08
Market Cap	$160.0B
P/E (TTM)	13.47
P/E (Forward)	11.89
Price/Book	2.15
Return on Equity	18.9%
Debt/Equity	1.56x
Operating Margin	56.4%
Revenue Growth	20.2%
Dividend Yield	3.6%
Free Cash Flow	$15.0B

Banco Bilbao Vizcaya Argentaria, S.A. operates in the Banks - Diversified industry, part of the Financial Services sector (Spain).

Frequently Asked Questions

What is Banco Bilbao Vizcaya Argentaria, S.A.’s (BBVA) StockRank?: MoatMap’s StockRank for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is 76/100, with a Buy signal. It is a composite of Quality (60), Value (40), and Momentum (71) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Banco Bilbao Vizcaya Argentaria, S.A. have an economic moat?: Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banco Bilbao Vizcaya Argentaria, S.A. a buy, hold, or sell?: MoatMap’s current signal for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Banco Bilbao Vizcaya Argentaria, S.A. in?: Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) operates in the Financial Services sector, specifically the Banks - Diversified industry (Spain).