Also trades as BVA.L, BBVA, BOY.DE, BBVA.MX.
BBVA.MC
BuyPremium GrowerAI neutralBanco Bilbao Vizcaya Argentaria, S.A. · Financial Services · Spain · $157.3B
EUR 24.00 +1.1% · close 5 Oct · scored 7 Oct
StockRank up 1.5 since 6 Oct.
Premium Grower: Strong business with the market behind it, priced at a premium.
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
BBVA is a highly profitable bank with leading franchises in Spain and Mexico, strong returns on equity and an active capital return programme, including the recent cancellation of 70 million own shares. Higher-for-longer rates support net interest income, but its sizeable Turkish exposure and slowing Mexican growth add risk, and earnings estimates have edged down.
ABOUT BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
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Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a leading global financial services group offering retail banking, wholesale banking, asset management, and insurance services. While a major player in its home market of Spain, BBVA distinguishes itself with a substantial and strategically important presence in high-growth Latin American markets, particularly Mexico, and Turkey. The bank's strong digital banking adoption and diversified geographic footprint provide a robust competitive advantage.
FINANCIAL SUMMARY (EUR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28.1B | 33.4B | 39.2B | 39.4B | 12.0% | 34.2B | 45.5B | 48.4B | 10.8% |
| EPS (EUR) | 0.98 | 1.29 | 1.68 | 1.76 | 21.6% | 1.89 | 2.06 | 2.32 | 14.7% |
| Shares | 6.0B | 5.8B | 5.8B | 5.7B | -5.5% | 5.5B | — | — | — |
| Debt | 60.1B | 74.2B | 75.9B | 89.3B | 14.1% | 199.1B | — | — | — |
| Equity | 46.9B | 51.7B | 55.7B | 57.4B | 6.9% | — | — | — | — |
| Op CF | 23.7B | -721.0M | -18.2B | 15.0B | -14.2% | 34.2B | — | — | — |
| Inv CF | -3.9B | -1.4B | -1.4B | -1.4B | — | — | — | — | — |
| Fin CF | -7.6B | -1.8B | -2.6B | -3.7B | — | — | — | — | — |
Calmer than 73% of stocks we rank over the past year (30% a year).
How this is worked out
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BBVA.MC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BBVA.MC | Banco Bilbao Vizcaya Argentaria, S.A.(you) | $157.3B | 70 | Buy |
| UBSN.MX | UBS Group AG | $152.1B | 69 | Buy |
| ING | ING Groep N.V. | $102.3B | 69 | Buy |
| BSD2.DE | Banco Santander, S.A. | $208.3B | 64 | Hold |
| BNS.TO | The Bank of Nova Scotia | $112.4B | 60 | Hold |
| 601328.SS | Bank of Communications Co., Ltd. | $99.5B | 78 | Buy |
| 0005.HK | HSBC Holdings plc | $344.3B | 72 | Buy |
| BARC.L | Barclays PLC | $81.5B | 76 | Buy |
| BMO-PE.TO | Bank of Montreal | $59.9B | 69 | Buy |
| TD.TO | The Toronto-Dominion Bank | $195.8B | 53 | Hold |
Peer medians: ROE 10.1% · P/E 12.1x · Gross margin 86.3%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.