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BGN.MI

HOLDREMOVE

Banca Generali S.p.A. · Financial Services · Italy · $8.6B · Avg Vol: $19M/d

54
StockRank
Q
51
V
33
M
60
P/E (TTM)
14.2x
ROE
28.2%
D/E
Dividend %
5.0%
AI CONVICTION THESIS

Banca Generali is a solid Italian wealth manager, but it lacks any structural alignment with our high-conviction macro themes. It is highly dependent on Italian domestic savings and European asset market performance.

COMPANY DESCRIPTION

Banca Generali S.p.A. is a leading Italian private bank specializing in wealth management and financial planning services for affluent and high-net-worth individuals. The bank's competitive moat is its highly productive network of financial advisors and its association with the prestigious Assicurazioni Generali Group. Banca Generali operates as a premium, high-margin wealth manager with a strong track record of net inflows.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue849.2M1.1B1.3B1.3B16.4%
EPS2.133.274.334.4828.1%
Shares116.9M116.9M116.9M116.9M0.0%
Debt724.1M639.9M513.8M654.6M-3.3%
Equity1.2B1.4B1.7B1.8B13.7%
Op CF-677.1M108.6M775.4M-241.3M614.3%
Inv CF-23.4M-31.4M-31.7M-107.5M
Fin CF-267.0M-254.7M-243.8M-389.4M
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PRICE (1Y)+11.9%
61.5265.0968.6772.2475.81May 14Jun 4Jun 24
SMA 50SMA 200
Close
$74.33
RSI (14)
87.9
52W High
$76.27
From 52W High
1.0%

SCORE BREAKDOWN

Quality
51
ROIC (ROA)
2.6%*64.3
ROE
28.2%92.6
GP/Assets
5.6%60.3
Op. Margin
62.0%81.5
FCF/Assets
N/A
Piotroski
214.3
Int. Cover
N/A
D/E Ratio
N/A
Current Ratio
N/A
Value
33
P/E (TTM)
14.2x42.3
EV/EBITDA
N/A
P/FCF
N/A
P/B
4.1x9.5
P/S
6.3x23.2
Div Yield
5.0%69.2
Momentum
60
52W High %
97%78.7
RS 6M
3%67.2
SMA 50/200
1.09x73.9
EPS Rev 4W
+0.3%76.2
EPS Rev 12W
N/A
EPS Improve
-8%16.1
Q Growth
15%49.9

FUNDAMENTALS

Market Cap
$8.6B
P/E (Forward)
15.4x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BGN.MI are excluded.

TickerCompanyMkt CapStockRankSignal
BGN.MIBanca Generali S.p.A.(you)$8.6B54HOLD
CE.MICredito Emiliano S.p.A.$6.6B53HOLD
BMED.MIBanca Mediolanum S.p.A.$18.8B62HOLD
MB.MIMediobanca Banca di Credito Finanziario S.p.A.$24.1B50HOLD
BAMI.MIBanco BPM S.p.A.$27.1B59HOLD
FBK.MIFinecoBank Banca Fineco S.p.A.$16.1B37HOLD
BDB.MIBanco di Desio e della Brianza S.p.A.$1.8B66BUY
BPE.MIBPER Banca SpA$33.1B71BUY
BMPS.MIBanca Monte dei Paschi di Siena S.p.A.$37.7B73BUY
IF.MIBanca IFIS S.p.A.$1.5B35HOLD

Peer medians: ROE 13.7% · P/E 10.4x · Gross margin 0.0%

Banca Generali S.p.A. (BGN.MI) — Stock Score Summary

Banca Generali S.p.A. (BGN.MI) has a MoatMap StockRank of 54/100 based on Quality (51/100), Value (33/100), and Momentum (60/100) factor scores. The current signal is HOLD. Banca Generali is a solid Italian wealth manager, but it lacks any structural alignment with our high-conviction macro themes. It is highly dependent on Italian domestic savings and European asset market performance.

Banca Generali S.p.A. is a leading Italian private bank specializing in wealth management and financial planning services for affluent and high-net-worth individuals. The bank's competitive moat is its highly productive network of financial advisors and its association with the prestigious Assicurazioni Generali Group. Banca Generali operates as a premium, high-margin wealth manager with a strong track record of net inflows.

Key Financial Metrics

Price$74.33
Market Cap$8.6B
P/E (TTM)14.17
P/E (Forward)15.43
Price/Book4.13
Return on Equity28.2%
Gross Margin0.0%
Operating Margin62.0%
Revenue Growth11.6%
Dividend Yield5.0%

Banca Generali S.p.A. operates in the Banks - Regional industry, part of the Financial Services sector (Italy).

Frequently Asked Questions

What is Banca Generali S.p.A.’s (BGN.MI) StockRank?
MoatMap’s StockRank for Banca Generali S.p.A. (BGN.MI) is 54/100, with a Hold signal. It is a composite of Quality (51), Value (33), and Momentum (60) factor ranks across MoatMap’s 20,000+ stock universe.
Does Banca Generali S.p.A. have an economic moat?
Banca Generali S.p.A. (BGN.MI) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banca Generali S.p.A. a buy, hold, or sell?
MoatMap’s current signal for Banca Generali S.p.A. (BGN.MI) is Hold, based on a StockRank of 54/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Banca Generali S.p.A. in?
Banca Generali S.p.A. (BGN.MI) operates in the Financial Services sector, specifically the Banks - Regional industry (Italy).