Bank of Ireland Group plc (BIRG.L) — Stock Score Summary

Bank of Ireland Group plc (BIRG.L) has a MoatMap StockRank of 38/100 based on Quality (32/100), Value (37/100), and Momentum (56/100) factor scores. The current signal is HOLD. Bank of Ireland is a leveraged financial institution that fails the Terry Smith asset-light quality test. While it benefits from a stable Irish macroeconomic backdrop, it lacks any asymmetric macro tailwinds or structural moats aligned with our core themes.

Bank of Ireland Group plc is one of Ireland's largest retail and commercial banks, offering a wide range of financial products and services to personal, business, and corporate customers. The bank also has a significant presence in the UK. Bank of Ireland maintains a core role in the Irish economy, benefiting from its established brand, extensive branch network, and digital banking capabilities.

Key Financial Metrics

Price$20.51
Market Cap$22.1B
P/E (TTM)15.17
P/E (Forward)9.97
Price/Book1.29
Return on Equity9.3%
Gross Margin0.0%
Operating Margin39.5%
Revenue Growth-3.2%
Dividend Yield5.2%

Bank of Ireland Group plc operates in the Banks - Regional industry, part of the Financial Services sector (Ireland).

Frequently Asked Questions

What is Bank of Ireland Group plc’s (BIRG.L) StockRank?
MoatMap’s StockRank for Bank of Ireland Group plc (BIRG.L) is 38/100, with a Hold signal. It is a composite of Quality (32), Value (37), and Momentum (56) factor ranks across MoatMap’s 19,000+ stock universe.
Does Bank of Ireland Group plc have an economic moat?
Bank of Ireland Group plc (BIRG.L) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bank of Ireland Group plc a buy, hold, or sell?
MoatMap’s current signal for Bank of Ireland Group plc (BIRG.L) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bank of Ireland Group plc in?
Bank of Ireland Group plc (BIRG.L) operates in the Financial Services sector, specifically the Banks - Regional industry (Ireland).
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