BEST S.A. (BST.WA) — Stock Score Summary

BEST S.A. (BST.WA) has a MoatMap StockRank of 68/100 based on Quality (43/100), Value (48/100), and Momentum (61/100) factor scores. The current signal is BUY. BEST S.A. is a Polish debt collection firm. While it benefits from local credit cycles, it lacks global scale, has no alignment with our core macro themes, and does not possess an un-copyable moat or asset-light compounding characteristics.

BEST S.A. is a major player in the Polish debt collection and non-performing loan (NPL) management market. The company specializes in purchasing and recovering retail debt portfolios using advanced statistical modeling and proprietary IT systems. Its competitive moat is built on its extensive historical database, highly efficient amicable recovery processes, and access to capital for portfolio acquisitions.

Key Financial Metrics

Price$8.93
Market Cap$260M
P/E (TTM)7.03
Price/Book0.84
Return on Equity9.8%
Return on Invested Capital3.9%
Debt/Equity110.08
Gross Margin100.0%
Operating Margin-22.1%
Revenue Growth157.5%

BEST S.A. operates in the Credit Services industry, part of the Financial Services sector (Poland).

Frequently Asked Questions

What is BEST S.A.’s (BST.WA) StockRank?
MoatMap’s StockRank for BEST S.A. (BST.WA) is 68/100, with a Buy signal. It is a composite of Quality (43), Value (48), and Momentum (61) factor ranks across MoatMap’s 19,000+ stock universe.
Does BEST S.A. have an economic moat?
BEST S.A. (BST.WA) has a Quality factor score of 43/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is BEST S.A. a buy, hold, or sell?
MoatMap’s current signal for BEST S.A. (BST.WA) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is BEST S.A. in?
BEST S.A. (BST.WA) operates in the Financial Services sector, specifically the Credit Services industry (Poland).
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