Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

C

HOLD

Citigroup Inc. · Financial Services · United States · $221.7B · Avg Vol: $1.8B/d

59
StockRank
Get insider-trade alerts
Q
37
V
47
M
69
P/E (TTM)
13.9x
ROE
8.5%
D/E
1.7x
Dividend %
1.9%

COMPANY DESCRIPTION

Citigroup Inc. is a leading global diversified financial services company, offering a wide range of banking, lending, and investment services to corporate, institutional, and consumer clients worldwide. Its extensive international network and comprehensive product offerings provide a significant competitive advantage in global financial markets. Citigroup is undergoing a strategic simplification to focus on its core institutional and wealth management businesses.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue74.5B78.1B80.7B85.2B4.6%81.7B95.5B99.3B8.0%
EPS7.044.076.037.110.3%9.2310.4712.0930.4%
Shares1.9B1.9B1.9B1.7B-9.8%1.7B
Debt318.7B324.1B335.8B367.7B4.9%813.9B
Equity201.2B205.5B208.6B212.3B1.8%
Op CF25.1B-73.4B-19.7B-67.6B-67.6B
Inv CF-79.5B-8.5B86.3B-108.3B
Fin CF137.8B687.0M-38.3B238.0B
Loading 1Y...
PRICE (1Y)-4.3%
129133137141146Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$132.19
RSI (14)
30.9
52W High
$147.96
From 52W High
0.9%

SCORE BREAKDOWN

Quality
37
ROIC (ROA)
0.7%*27.5
ROE
8.5%44.1
GP/Assets
3.1%N/A
Op. Margin
36.2%54.9
FCF/Assets
-1.4%N/A
Piotroski
320.3
Int. Cover
50.0
D/E Ratio
1.73xN/A
Current Ratio
bankN/A
Value
47
P/E (TTM)
13.9x45.7
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.1x51.4
P/S
2.6x68.0
Div Yield
1.9%19.0
Momentum
69
52W High %
89%39.4
RS 6M
8%73.7
SMA 50/200
1.15x86.6
EPS Rev 4W
+1.9%92.1
EPS Rev 12W
+3.4%81.9
EPS Improve
+39%66.2
Q Growth
45%72.8

FUNDAMENTALS

Market Cap
$221.7B
P/E (Forward)
10.1x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of C are excluded.

TickerCompanyMkt CapStockRankSignal
CCitigroup Inc.(you)$221.7B59HOLD
SAN.MCBanco Santander, S.A.$193.2B62HOLD
601288.SSAgricultural Bank of China Limited$319.1B60HOLD
UBSUBS Group AG$169.6B65BUY
HSBCHSBC Holdings plc$354.6B61HOLD
BMOBank of Montreal$124.5B60HOLD
RY.TORoyal Bank of Canada$303.4B53HOLD
CM.TOCanadian Imperial Bank of Commerce$111.9B57HOLD
8306.TMitsubishi UFJ Financial Group, Inc.$226.3B43HOLD
BOY.DEBanco Bilbao Vizcaya Argentaria, S.A.$135.9B67BUY

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%

Citigroup Inc. (C) — Stock Score Summary

Citigroup Inc. (C) has a MoatMap StockRank of 59/100 based on Quality (37/100), Value (47/100), and Momentum (69/100) factor scores. The current signal is HOLD.

Citigroup Inc. is a leading global diversified financial services company, offering a wide range of banking, lending, and investment services to corporate, institutional, and consumer clients worldwide. Its extensive international network and comprehensive product offerings provide a significant competitive advantage in global financial markets. Citigroup is undergoing a strategic simplification to focus on its core institutional and wealth management businesses.

Key Financial Metrics

Price$132.19
Market Cap$221.7B
P/E (TTM)13.95
P/E (Forward)10.05
Price/Book1.12
Return on Equity8.5%
Debt/Equity1.73x
Operating Margin36.2%
Revenue Growth14.5%
Dividend Yield1.9%
Free Cash Flow$-37.2B

Citigroup Inc. operates in the Banks - Diversified industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Citigroup Inc.’s (C) StockRank?
MoatMap’s StockRank for Citigroup Inc. (C) is 59/100, with a Hold signal. It is a composite of Quality (37), Value (47), and Momentum (69) factor ranks across MoatMap’s 20,000+ stock universe.
Does Citigroup Inc. have an economic moat?
Citigroup Inc. (C) has a Quality factor score of 37/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Citigroup Inc. a buy, hold, or sell?
MoatMap’s current signal for Citigroup Inc. (C) is Hold, based on a StockRank of 59/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Citigroup Inc. in?
Citigroup Inc. (C) operates in the Financial Services sector, specifically the Banks - Diversified industry (United States).