Credit Clear Limited (CCR.AX) — Stock Score Summary

Credit Clear Limited (CCR.AX) has a MoatMap StockRank of 37/100 based on Quality (47/100), Value (47/100), and Momentum (30/100) factor scores. The current signal is HOLD. Small-cap debt collection technology provider with insufficient scale and no alignment with our core themes.

Credit Clear Limited provides digital debt collection and customer communication solutions using an AI-driven, mobile-first technology platform. The company leverages proprietary behavioral analytics and machine learning to significantly improve recovery rates and customer engagement compared to traditional agencies. It is a disruptive fintech leader in the receivables management sector, serving major utilities, financial institutions, and government clients.

Key Financial Metrics

Price$0.15
Market Cap$79M
P/E (TTM)21.00
P/E (Forward)14.48
Price/Book1.31
Return on Equity7.3%
Return on Invested Capital-2.9%
Debt/Equity5.09
Gross Margin47.2%
Operating Margin-2.8%
Revenue Growth7.6%
Free Cash Flow$-2M

Credit Clear Limited operates in the Information Technology Services industry, part of the Technology sector (Australia).

Frequently Asked Questions

What is Credit Clear Limited’s (CCR.AX) StockRank?
MoatMap’s StockRank for Credit Clear Limited (CCR.AX) is 37/100, with a Hold signal. It is a composite of Quality (47), Value (47), and Momentum (30) factor ranks across MoatMap’s 19,000+ stock universe.
Does Credit Clear Limited have an economic moat?
Credit Clear Limited (CCR.AX) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Credit Clear Limited a buy, hold, or sell?
MoatMap’s current signal for Credit Clear Limited (CCR.AX) is Hold, based on a StockRank of 37/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Credit Clear Limited in?
Credit Clear Limited (CCR.AX) operates in the Technology sector, specifically the Information Technology Services industry (Australia).
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