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CMO.PA

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Caisse Régionale de Crédit Agricole du Morbihan · Financial Services · France · $734M · Avg Vol: $194K/d

43
StockRank
Q
25
V
51
M
59
P/E (TTM)
9.4x
ROE
3.1%
D/E
—
Dividend %
2.7%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

Caisse Régionale de Crédit Agricole is a regional French bank with low growth, low ROE, and no structural alignment with our high-conviction macro themes.

COMPANY DESCRIPTION

Caisse Régionale de Crédit Agricole du Morbihan is a cooperative regional bank providing retail banking, insurance, and financial services in the Morbihan department of France. The bank's competitive moat is built on its deep local roots, cooperative structure, and dominant market share in regional agricultural and retail banking. It operates as a highly stable, regional market leader within the broader Crédit Agricole group.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue288.0M234.7M265.4M266.9M-2.5%
EPS60.2337.9314.9850.24-5.9%
Shares1.6M1.6M—1.6M0.0%
Debt49.7M32.3M41.7M32.4M-13.2%
Equity2.1B2.2B2.4B2.7B8.3%
Op CF-345.0M-501.6M-76.7M67.2M—
Inv CF-10.5M-12.1M-18.1M-21.2M—
Fin CF-17.4M-44.9M-10.2M-16.8M—
Loading...
PRICE (1Y)+3.0%
135140146151156May 15Jun 5Jun 25
SMA 50SMA 200
Close
$142.51
RSI (14)
36.2
52W High
$157.18
From 52W High
0.9%

SCORE BREAKDOWN

Quality
25
ROIC (ROA)
0.5%*22.8
ROE
3.1%15.1
GP/Assets
1.6%15.4
Op. Margin
25.9%43.9
FCF/Assets
—N/A
Piotroski
334.4
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
51
P/E (TTM)
9.4x73.1
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
0.3x97.3
P/S
2.7x62.1
Div Yield
2.7%34.1
Momentum
59
52W High %
91%48.8
RS 6M
24%92.1
SMA 50/200
1.14x85.9
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-3%26.6

FUNDAMENTALS

Market Cap
$734M
P/E (Forward)
—
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CMO.PA are excluded.

TickerCompanyMkt CapStockRankSignal
CMO.PACaisse Régionale de Crédit Agricole du Morbihan(you)$734M43HOLD
CIV.PACaisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative$851M43HOLD
CCN.PACaisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative$1.1B45HOLD
CRTO.PACaisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative$985M37HOLD
CRAP.PACaisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative$1.3B41HOLD
CAT31.PACaisse Regionale de Credit Agricole Mutuel Toulouse 31$666M55HOLD
CRLO.PACaisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative$1.1B34SELL
CRAV.PACaisse régionale de Crédit Agricole Mutuel Atlantique Vendée$1.3B36HOLD
CRSU.PACaisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes$1.2B53HOLD
CRBP2.PACaisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative$2.1B56HOLD

Peer medians: ROE 5.6% · P/E 10.8x · Gross margin 0.0%

Caisse Régionale de Crédit Agricole du Morbihan (CMO.PA) — Stock Score Summary

Caisse Régionale de Crédit Agricole du Morbihan (CMO.PA) has a MoatMap StockRank of 43/100 based on Quality (25/100), Value (51/100), and Momentum (59/100) factor scores. The current signal is HOLD. Caisse Régionale de Crédit Agricole is a regional French bank with low growth, low ROE, and no structural alignment with our high-conviction macro themes.

Caisse Régionale de Crédit Agricole du Morbihan is a cooperative regional bank providing retail banking, insurance, and financial services in the Morbihan department of France. The bank's competitive moat is built on its deep local roots, cooperative structure, and dominant market share in regional agricultural and retail banking. It operates as a highly stable, regional market leader within the broader Crédit Agricole group.

Key Financial Metrics

Price$142.51
Market Cap$734M
P/E (TTM)9.38
Price/Book0.27
Return on Equity3.1%
Gross Margin0.0%
Operating Margin25.9%
Revenue Growth5.4%
Dividend Yield2.7%

Caisse Régionale de Crédit Agricole du Morbihan operates in the Banks - Regional industry, part of the Financial Services sector (France).

Frequently Asked Questions

What is Caisse Régionale de Crédit Agricole du Morbihan’s (CMO.PA) StockRank?
MoatMap’s StockRank for Caisse Régionale de Crédit Agricole du Morbihan (CMO.PA) is 43/100, with a Hold signal. It is a composite of Quality (25), Value (51), and Momentum (59) factor ranks across MoatMap’s 20,000+ stock universe.
Does Caisse Régionale de Crédit Agricole du Morbihan have an economic moat?
Caisse Régionale de Crédit Agricole du Morbihan (CMO.PA) has a Quality factor score of 25/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Caisse Régionale de Crédit Agricole du Morbihan a buy, hold, or sell?
MoatMap’s current signal for Caisse Régionale de Crédit Agricole du Morbihan (CMO.PA) is Hold, based on a StockRank of 43/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Caisse Régionale de Crédit Agricole du Morbihan in?
Caisse Régionale de Crédit Agricole du Morbihan (CMO.PA) operates in the Financial Services sector, specifically the Banks - Regional industry (France).
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