DLX

BuyUnloved Quality

Deluxe Corporation · Industrials · United States · $1.1B cap · $10.2M/day traded

$23.19 -0.6% · close 26 Oct · scored 27 Oct

StockRank down 1.1 since 24 Oct.

Unloved Quality: Strong and cheap; the market has not turned yet.

80
StockRank
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Report expected 4 Nov: the next-year EPS estimate has fallen 0.9% over the last 14 weeks.

Quality
59
Value
79
Momentum
38

As of 27 Oct 2026, MoatMap's StockRank for Deluxe Corporation (DLX) is 80/100, ranked against 24,000+ stocks in 35 markets (Quality 59, Value 79, Momentum 38, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
10.7x
peers 25.9x
ROE
15.0%
peers 8.8%
D/E
2.1x
peers 0.6x
Dividend %
5.0%
trailing yield

ABOUT DELUXE CORPORATION

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Deluxe Corporation is a trusted provider of payments, branding, websites, and data services to small businesses, financial institutions, and enterprise clients, best known for its long history of providing checks. Its competitive moat lies in long-standing relationships with financial institutions and small businesses, coupled with a growing suite of digital services that enable it to evolve beyond its traditional check printing core. Deluxe is a historic provider of essential services, now transforming into a broader business technology and marketing solutions provider.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue2.2B2.2B2.1B2.1B-1.6%2.1B2.1B2.2B1.7%
EPS1.510.601.191.897.7%2.181.952.105.4%
Shares43.2M43.7M44.3M45.0M+4.2%45.9M———
Debt1.7B1.7B1.6B1.5B-4.6%1.5B———
Equity603.8M604.1M620.7M680.4M4.1%————
Op CF191.5M198.4M194.3M270.6M12.2%303.1M———
Inv CF-80.3M-43.3M-69.8M-131.7M—————
Fin CF-48.6M-37.7M-267.2M-136.8M—————
Loading 1Y...
PRICE (1Y) · USD-1.6%
22.422.923.423.824.315 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkNo clear trendExperimental

No clear trend: not near its 52-week low, and not in a steady uptrend.

SwingsAverage

Calmer than 53% of stocks we rank over the past year (40% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$23.19
RSI (14)
56.4
52-Week Range-25.9% from high
Low $16.88High $31.28

SCORE BREAKDOWN

Quality
59
ROIC
11.7%63.2
ROE
15.0%73.9
GP/Assets
38.8%87.2
Op. Margin
12.2%68.6
FCF/Assets
7.3%74.7
Piotroski
654.8
Int. Cover
2.3x23.0
D/E Ratio
2.10x6.4
Current Ratio
1.20x23.5
Value
79
P/E (TTM)
10.7x78.3
EV/EBITDA
6.0x81.3
P/FCF
5.1x88.1
P/B
1.5x59.4
P/S
0.5x80.4
Div Yield
5.0%87.7
Momentum
38
52W High %
74%55.1
RS 6M
-29%19.6
SMA 50/200
0.94x37.8
EPS Rev 4W
-0.2%36.7
EPS Rev 12W
-0.9%21.6
EPS Improve
+87%65.8
Q Growth
-15%24.6

FUNDAMENTALS

Market Cap
$1.1B
P/E (Forward)
5.7x
Gross Margin
52.5%

SECTOR PEERS

Closest peers in Industrials, ranked by industry match, size, and score similarity. Cross-listings of DLX are excluded.

TickerCompanyMkt CapStockRankSignal
DLXDeluxe Corporation(you)$1.1B80Buy
RCMTRCM Technologies, Inc.$263M80Strong Buy
GHCGraham Holdings Company$5.1B82Strong Buy
CODICompass Diversified$783M48Hold
SEBSeaboard Corporation$3.7B52Hold
VMIValmont Industries, Inc.$8.4B66Buy
OTTROtter Tail Corporation$3.8B49Hold
MATWMatthews International Corporation$601M26Sell
BOCBoston Omaha Corporation$359M28Sell
NNBRNN, Inc.$309M28Sell

Peer medians: ROE 8.8% · P/E 25.9x · Gross margin 29.2%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Deluxe Corporation (DLX): Stock Score Summary

Deluxe Corporation (DLX) has a MoatMap StockRank of 80/100 based on Quality (59/100), Value (79/100), and Momentum (38/100) factor scores. The current signal is BUY.

Deluxe Corporation is a trusted provider of payments, branding, websites, and data services to small businesses, financial institutions, and enterprise clients, best known for its long history of providing checks. Its competitive moat lies in long-standing relationships with financial institutions and small businesses, coupled with a growing suite of digital services that enable it to evolve beyond its traditional check printing core. Deluxe is a historic provider of essential services, now transforming into a broader business technology and marketing solutions provider.

Key Financial Metrics

Price$23.19
Market Cap$1.1B
P/E (TTM)10.70
P/E (Forward)5.72
Price/Book1.51
Return on Equity15.0%
Return on Invested Capital11.7%
Debt/Equity2.10x
Gross Margin52.5%
Operating Margin12.2%
Revenue Growth-4.2%
Dividend Yield5.0%
Free Cash Flow$209M

Deluxe Corporation operates in the Conglomerates industry, part of the Industrials sector (United States).

Frequently Asked Questions

What is Deluxe Corporation’s (DLX) StockRank?
MoatMap’s StockRank for Deluxe Corporation (DLX) is 80/100, with a Buy signal. It is a composite of Quality (59), Value (79), and Momentum (38), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Deluxe Corporation have an economic moat?
Deluxe Corporation (DLX) has a Quality factor score of 59/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Deluxe Corporation a buy, hold, or sell?
MoatMap’s current signal for Deluxe Corporation (DLX) is Buy, based on a StockRank of 80/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Deluxe Corporation in?
Deluxe Corporation (DLX) operates in the Industrials sector, specifically the Conglomerates industry (United States).