Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
DLX
Strong BuyUnloved QualityFLAGDeluxe Corporation · Industrials · United States · $1.1B · Avg Vol: $11M/d
Deluxe Corporation is transitioning from a structurally declining cheque-printing business toward payments and data services, while carrying meaningful acquisition-related leverage that is costly to service at current rates. It screens cheap (V80) with weak quality (Q60). No fraud, restatement or covenant breach is known, so this is a flag rather than a removal.
COMPANY DESCRIPTION
Deluxe Corporation is a trusted provider of payments, branding, websites, and data services to small businesses, financial institutions, and enterprise clients, best known for its long history of providing checks. Its competitive moat lies in long-standing relationships with financial institutions and small businesses, coupled with a growing suite of digital services that enable it to evolve beyond its traditional check printing core. Deluxe is a historic provider of essential services, now transforming into a broader business technology and marketing solutions provider.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.2B | 2.2B | 2.1B | 2.1B | -1.6% | 2.1B | 2.1B | 2.2B | 1.7% |
| EPS | 1.51 | 0.60 | 1.19 | 1.89 | 7.7% | 2.18 | 1.95 | 2.11 | 5.5% |
| Shares | 43.2M | 43.7M | 44.3M | 45.0M | +4.2% | 45.9M | — | — | — |
| Debt | 1.7B | 1.7B | 1.6B | 1.5B | -4.6% | 1.5B | — | — | — |
| Equity | 603.8M | 604.1M | 620.7M | 680.4M | 4.1% | — | — | — | — |
| Op CF | 191.5M | 198.4M | 194.3M | 270.6M | 12.2% | 303.1M | — | — | — |
| Inv CF | -80.3M | -43.3M | -69.8M | -131.7M | — | — | — | — | — |
| Fin CF | -48.6M | -37.7M | -267.2M | -136.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Industrials, ranked by industry match, size, and score similarity. Cross-listings of DLX are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| DLX | Deluxe Corporation(you) | $1.1B | 82 | Strong Buy |
| GHC | Graham Holdings Company | $4.9B | 76 | Buy |
| RCMT | RCM Technologies, Inc. | $298M | 92 | Strong Buy |
| CODI | Compass Diversified | $861M | 48 | Hold |
| SEB | Seaboard Corporation | $3.7B | 58 | Hold |
| VMI | Valmont Industries, Inc. | $9.2B | 66 | Buy |
| OTTR | Otter Tail Corporation | $3.8B | 47 | Hold |
| BOOM | DMC Global Inc. | $141M | 61 | Hold |
| TTI | TETRA Technologies, Inc. | $1.0B | 19 | Strong Sell |
| AIRT | Air T, Inc. | $86M | 66 | Buy |
Peer medians: ROE 8.8% · P/E 27.6x · Gross margin 29.2%