Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

EARN

SellSinker

Ellington Credit Company · Financial Services · United States · $167M · Avg Vol: $2M/d

31
StockRank
Get insider-trade alerts
Q
38
V
42
M
42
P/E (TTM)
15.6x
ROE
-20.3%
D/E
1.3x
Dividend %
22.0%

COMPANY DESCRIPTION

Ellington Credit Company is a real estate investment trust (REIT) that invests in a diverse portfolio of residential mortgage loans and mortgage-related assets. The company primarily targets residential mortgage-backed securities (RMBS) and other related assets, managed by an affiliate of Ellington Management Group, LLC. As a mortgage REIT, it aims to generate distributable income through opportunistic investments in the residential credit market.

FINANCIAL SUMMARY (USD)

Year2021202220232024CAGRTTM2027E2028EFwd CAGR
Revenue-0.6M-25.1M10.1M15.9M57.3%41.6M
EPS-0.17-0.820.150.2244.7%0.280.210.264.1%
Shares37.6M37.6M37.6M29.7M-21.1%37.6M
Debt
Equity154.2M112.4M136.2M193.7M7.9%
Op CF27.9M22.4M-10.0M9.1M-31.1%
Inv CF-15.2M110.5M85.7M116.4M
Fin CF-1.8M-167.2M-72.0M-132.3M
Loading 1Y...
PRICE (1Y)-3.8%
4.274.324.384.434.48Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$4.31
RSI (14)
43.1
52W High
$4.99
From 52W High
0.9%

SCORE BREAKDOWN

Quality
38
ROIC (ROA)
-6.6%*4.8
ROE
-20.3%3.9
GP/Assets
5.0%57.2
Op. Margin
68.0%83.6
FCF/Assets
N/A
Piotroski
693.9
Int. Cover
N/A
D/E Ratio
1.29x24.6
Current Ratio
0.11x7.2
Value
42
P/E (TTM)
15.6x36.1
EV/EBITDA
N/A
P/FCF
N/A
P/B
1.0x57.7
P/S
3.9x45.5
Div Yield
22.0%99.2
Momentum
42
52W High %
86%37.1
RS 6M
-10%35.2
SMA 50/200
0.97x23.0
EPS Rev 4W
-4.0%7.1
EPS Rev 12W
-4.0%12.5
EPS Improve
+239%93.4
Q Growth
70%79.7

FUNDAMENTALS

Market Cap
$167M
P/E (Forward)
4.6x
Gross Margin
100.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EARN are excluded.

TickerCompanyMkt CapStockRankSignal
EARNEllington Credit Company(you)$167M31Sell
VTNInvesco Trust for Investment Grade New York Municipals$158M33Sell
SPMCSound Point Meridian Capital, Inc.$196M31Sell
NNYNuveen New York Municipal Value Fund$158M28Sell
MPABlackRock MuniYield Pennsylvania Quality Fund$142M32Sell
OXSQOxford Square Capital Corp.$147M34Sell
PCQPIMCO California Municipal Income Fund$162M36Hold
OPPRiverNorth/DoubleLine Strategic Opportunity Fund, Inc.$187M34Sell
JHSJohn Hancock Income Securities Trust$127M31Sell
BWGLegg Mason BW Global Income Opportunities Fund Inc.$129M32Sell

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Ellington Credit Company (EARN): Stock Score Summary

Ellington Credit Company (EARN) has a MoatMap StockRank of 31/100 based on Quality (38/100), Value (42/100), and Momentum (42/100) factor scores. The current signal is SELL.

Ellington Credit Company is a real estate investment trust (REIT) that invests in a diverse portfolio of residential mortgage loans and mortgage-related assets. The company primarily targets residential mortgage-backed securities (RMBS) and other related assets, managed by an affiliate of Ellington Management Group, LLC. As a mortgage REIT, it aims to generate distributable income through opportunistic investments in the residential credit market.

Key Financial Metrics

Price$4.31
Market Cap$167M
P/E (TTM)15.57
P/E (Forward)4.59
Price/Book1.04
Return on Equity-20.3%
Debt/Equity1.29x
Gross Margin100.0%
Operating Margin68.0%
Revenue Growth-19.3%
Dividend Yield22.0%

Ellington Credit Company operates in the Asset Management industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Ellington Credit Company’s (EARN) StockRank?
MoatMap’s StockRank for Ellington Credit Company (EARN) is 31/100, with a Sell signal. It is a composite of Quality (38), Value (42), and Momentum (42) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Ellington Credit Company have an economic moat?
Ellington Credit Company (EARN) has a Quality factor score of 38/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ellington Credit Company a buy, hold, or sell?
MoatMap’s current signal for Ellington Credit Company (EARN) is Sell, based on a StockRank of 31/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Ellington Credit Company in?
Ellington Credit Company (EARN) operates in the Financial Services sector, specifically the Asset Management industry (United States).