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EPF.V

STRONG SELL

Everyday People Financial Corp. · Financial Services · Canada · $60M · Avg Vol: $24K/d

6
StockRank
Q
36
V
24
M
19
P/E (TTM)
—
ROE
-18.9%
D/E
1.4x
Dividend %
—
Director Trades · 180d
+$66.5K · −$6.4K →
Buybacks · 180d
None in 180d →

COMPANY DESCRIPTION

Everyday People Financial Corp. is a financial technology and services company that provides specialized credit facilitation, debt collection, and consumer financial products. The company's competitive moat is its proprietary technology platform that integrates credit management with alternative financial services for under-banked consumers. It operates as a diversified financial services provider, capturing high-margin revenue streams across the credit lifecycle.

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PRICE (1Y)-1.7%
0.380.400.410.430.44May 14Jun 5Jun 25
SMA 50SMA 200
Close
$0.42
RSI (14)
52.0
52W High
$0.57
From 52W High
0.7%

SCORE BREAKDOWN

Quality
36
ROIC
1.8%56.4
ROE
-18.9%3.8
GP/Assets
88.5%98.0
Op. Margin
-3.3%6.1
FCF/Assets
-0.5%22.8
Piotroski
234.1
Int. Cover
0.3x13.5
D/E Ratio
1.44x23.2
Current Ratio
0.85x20.5
Value
24
P/E (TTM)
—N/A
EV/EBITDA
91.4x2.6
P/FCF
—N/A
P/B
5.8x6.6
P/S
1.0x88.0
Div Yield
—N/A
Momentum
19
52W High %
73%21.3
RS 6M
-9%16.3
SMA 50/200
0.99x10.1
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$60M
P/E (Forward)
—
Gross Margin
65.2%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EPF.V are excluded.

TickerCompanyMkt CapStockRankSignal
EPF.VEveryday People Financial Corp.(you)$60M6STRONG SELL
BTCT.VBITCOIN TREASURY CORPORATION$27M6STRONG SELL
GSY.TOgoeasy Ltd.$459M21SELL
NDA.VNeptune Digital Assets Corp.$68M3STRONG SELL
HODL.CNSol Strategies Inc.$44M9STRONG SELL
CTH.VCoTec Holdings Corp.$114M2STRONG SELL
PNP.TOPinetree Capital Ltd.$59M28SELL
RS.TOReal Estate Split Corp.$84M31SELL
WI.VThe Western Investment Company of Canada Limited$115M27SELL
DS.TODividend Select 15 Corp.$37M33SELL

Peer medians: ROE 12.0% · P/E 14.3x · Gross margin 50.3%

Everyday People Financial Corp. (EPF.V) — Stock Score Summary

Everyday People Financial Corp. (EPF.V) has a MoatMap StockRank of 6/100 based on Quality (36/100), Value (24/100), and Momentum (19/100) factor scores. The current signal is STRONG SELL.

Everyday People Financial Corp. is a financial technology and services company that provides specialized credit facilitation, debt collection, and consumer financial products. The company's competitive moat is its proprietary technology platform that integrates credit management with alternative financial services for under-banked consumers. It operates as a diversified financial services provider, capturing high-margin revenue streams across the credit lifecycle.

Key Financial Metrics

Price$0.42
Market Cap$60M
Price/Book5.77
Return on Equity-18.9%
Return on Invested Capital1.8%
Debt/Equity144.26
Gross Margin65.2%
Operating Margin-3.3%
Revenue Growth34.8%
Free Cash Flow$-238K

Everyday People Financial Corp. operates in the Credit Services industry, part of the Financial Services sector (Canada).

Frequently Asked Questions

What is Everyday People Financial Corp.’s (EPF.V) StockRank?
MoatMap’s StockRank for Everyday People Financial Corp. (EPF.V) is 6/100, with a Strong Sell signal. It is a composite of Quality (36), Value (24), and Momentum (19) factor ranks across MoatMap’s 20,000+ stock universe.
Does Everyday People Financial Corp. have an economic moat?
Everyday People Financial Corp. (EPF.V) has a Quality factor score of 36/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Everyday People Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for Everyday People Financial Corp. (EPF.V) is Strong Sell, based on a StockRank of 6/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Everyday People Financial Corp. in?
Everyday People Financial Corp. (EPF.V) operates in the Financial Services sector, specifically the Credit Services industry (Canada).
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