What is Figure Technology Solutions, Inc.'s (FIGR) StockRank?

MoatMap's StockRank for Figure Technology Solutions, Inc. (FIGR) is 21/100, with a Sell signal. This is a composite score combining Quality (66), Value (15), and Momentum (27) factor ranks across MoatMap's 20,000+ stock universe.

Does Figure Technology Solutions, Inc. have an economic moat?

Figure Technology Solutions, Inc. (FIGR) has a Quality factor score of 66/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Figure Technology Solutions, Inc. a buy, hold, or sell?

MoatMap's current signal for Figure Technology Solutions, Inc. (FIGR) is Sell, based on a StockRank of 21/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Figure Technology Solutions, Inc. in?

Figure Technology Solutions, Inc. (FIGR) operates in the Financial Services sector, specifically the Capital Markets industry (United States).

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FIGR

SELL

Figure Technology Solutions, Inc. · Financial Services · United States · $6.1B · Avg Vol: $110M/d

StockRank

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P/E (TTM)

35.4x

ROE

21.7%

D/E

1.0x

Dividend %

—

COMPANY DESCRIPTION

Figure Technology Solutions, Inc. is a leading FinTech company leveraging blockchain technology to transform financial services, offering solutions for loan origination, servicing, and digital asset marketplaces. The company aims to reduce costs and increase efficiency through its Provenance Blockchain, creating a significant competitive advantage by modernizing traditional financial infrastructure. Figure's innovative approach positions it as a potential disrupter in various lending and asset management sectors.

FINANCIAL SUMMARY (USD)

Year	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	166.9M	278.9M	434.5M	61.4%	510.4M	716.1M	876.2M	42.0%
EPS	-0.23	0.08	0.54	554.1%	0.86	0.46	0.52	-2.1%
Shares	208.5M	208.5M	216.4M	+3.8%	182.6M	—	—	—
Debt	415.0M	688.6M	945.2M	50.9%	1.3B	—	—	—
Equity	217.1M	355.1M	1.2B	137.9%	—	—	—	—
Op CF	-33.4M	-127.0M	62.6M	—	165.0M	—	—	—
Inv CF	-17.6M	-37.4M	-61.3M	—	—	—	—	—
Fin CF	65.8M	336.1M	918.0M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+3.2%

SMA 50SMA 200

$28.83

RSI (14)

43.2

52W High

$78.00

From 52W High

0.4%

SCORE BREAKDOWN

Quality

ROIC

11.0%86.0

ROE

21.7%87.4

GP/Assets

22.0%87.8

Op. Margin

24.9%43.7

FCF/Assets

3.4%69.1

Piotroski

656.2

Int. Cover

3.3x28.4

D/E Ratio

1.02x27.9

Current Ratio

1.90x55.3

Value

P/E (TTM)

35.4x11.2

EV/EBITDA

—N/A

P/FCF

77.6x5.1

P/B

5.2x7.9

P/S

13.2x12.9

Div Yield

—N/A

Momentum

52W High %

37%3.6

RS 6M

-62%1.3

SMA 50/200

0.82x5.5

EPS Rev 4W

-0.9%38.5

EPS Rev 12W

+7.8%92.1

EPS Improve

+64%76.5

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$6.1B

P/E (Forward)

21.6x

Gross Margin

100.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FIGR are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
FIGR	Figure Technology Solutions, Inc.(you)	$6.1B	21	SELL
MARA.MX	MARA Holdings, Inc.	$5.5B	18	STRONG SELL
GLXY	Galaxy Digital	$8.8B	21	SELL
RIOT.MX	Riot Platforms, Inc.	$10.8B	22	SELL
CLSK	CleanSpark, Inc.	$3.7B	24	SELL
JEF	Jefferies Financial Group Inc.	$11.4B	22	SELL
HUT	Hut 8 Corp.	$12.4B	21	SELL
WULF	TeraWulf Inc.	$9.1B	15	STRONG SELL
MIAX	Miami International Holdings, Inc.	$4.1B	32	SELL
LAZ	Lazard, Inc.	$4.4B	34	SELL

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Figure Technology Solutions, Inc. (FIGR) — Stock Score Summary

Figure Technology Solutions, Inc. (FIGR) has a MoatMap StockRank of 21/100 based on Quality (66/100), Value (15/100), and Momentum (27/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$28.83
Market Cap	$6.1B
P/E (TTM)	35.37
P/E (Forward)	21.57
Price/Book	5.17
Return on Equity	21.7%
Return on Invested Capital	11.0%
Debt/Equity	1.02x
Gross Margin	100.0%
Operating Margin	24.9%
Revenue Growth	119.2%
Free Cash Flow	$79M

Figure Technology Solutions, Inc. operates in the Capital Markets industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Figure Technology Solutions, Inc.’s (FIGR) StockRank?: MoatMap’s StockRank for Figure Technology Solutions, Inc. (FIGR) is 21/100, with a Sell signal. It is a composite of Quality (66), Value (15), and Momentum (27) factor ranks across MoatMap’s 20,000+ stock universe.
Does Figure Technology Solutions, Inc. have an economic moat?: Figure Technology Solutions, Inc. (FIGR) has a Quality factor score of 66/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Figure Technology Solutions, Inc. a buy, hold, or sell?: MoatMap’s current signal for Figure Technology Solutions, Inc. (FIGR) is Sell, based on a StockRank of 21/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Figure Technology Solutions, Inc. in?: Figure Technology Solutions, Inc. (FIGR) operates in the Financial Services sector, specifically the Capital Markets industry (United States).