FISV

BuyFull House

Fiserv, Inc. · $26.5B cap · $380.4M/day traded

$58.40 +12.5% · close 3 Nov · scored 4 Nov

StockRank up 14.6 since 3 Nov: Momentum up 16 after a 13% price rise.

Full House: Strong business, sensible price, and the market agrees.

77
StockRank
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Quality
51
Value
71
Momentum
51

As of 4 Nov 2026, MoatMap's StockRank for Fiserv, Inc. (FISV) is 77/100, ranked against 24,000+ stocks in 35 markets (Quality 51, Value 71, Momentum 51, each scored across all sectors, as none is on record).

Does StockRank work? Each month we publish how each tenth of the ranking did, whichever way it went. See the record →

P/E (TTM)
9.6x
ROE
13.5%
D/E
1.1x
Dividend %
—

ABOUT FISERV, INC.

Read

Fiserv, Inc. is a global provider of financial services technology solutions, including account processing, digital banking, payment processing, and merchant acquiring services. It benefits from its deeply embedded and critical infrastructure within the financial services ecosystem, offering mission-critical technology that is expensive for clients to switch. Fiserv is a dominant player in financial technology, serving a large percentage of U.S. financial institutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue17.7B19.1B20.5B21.2B6.1%21.2B20.9B21.6B1.1%
EPS4.024.985.556.5217.5%—5.466.01-4.0%
Shares630.0M594.0M564.0M534.0M-15.2%531.8M———
Debt21.5B23.2B25.0B29.1B10.6%29.1B———
Equity30.8B29.9B27.1B25.8B-5.8%————
Op CF4.6B5.2B6.6B6.1B9.5%6.1B———
Inv CF-2.1B-1.1B-2.4B-2.5B—————
Fin CF-2.5B-4.4B-4.2B-3.8B—————
Loading 1Y...
PRICE (1Y) · USD+27.1%
44.447.951.454.958.423 Sep14 Oct3 Nov
SMA 50SMA 200

Price checkFinding a floorExperimental

No new 52-week low for 4 weeks, 33% above that low, but not back above a rising 50-day average.

The Momentum score still reads 51: it looks back six months, so it has not caught up with this fall.

SwingsAverage

Calmer than 54% of stocks we rank over the past year (volatility 40% a year).

How this is worked out

StockRank weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$58.40
RSI (14)
82.0
52-Week Range-17.1% from high
Low $43.87High $70.41

SCORE BREAKDOWN

Quality
51
ROIC
8.6%57.6
ROE
13.5%71.8
GP/Assets
15.7%47.7
Op. Margin
26.9%82.7
FCF/Assets
4.9%63.5
Piotroski
538.3
Int. Cover
3.1x34.6
D/E Ratio
1.13x17.6
Current Ratio
1.03x18.8
Value
71
P/E (TTM)
9.6x79.7
EV/EBITDA
6.1x79.0
P/FCF
6.8x80.4
P/B
1.0x72.6
P/S
1.3x60.4
Div Yield
—N/A
Momentum
51
52W High %
83%70.2
RS 6M
-3%59.0
SMA 50/200
0.89x26.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$26.5B
P/E (Forward)
6.3x
Gross Margin
59.4%

Company Deep Dive

A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.

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Fiserv, Inc. (FISV): Stock Score Summary

Fiserv, Inc. (FISV) has a MoatMap StockRank of 77/100 based on Quality (51/100), Value (71/100), and Momentum (51/100) factor scores. The current signal is Buy.

Fiserv, Inc. is a global provider of financial services technology solutions, including account processing, digital banking, payment processing, and merchant acquiring services. It benefits from its deeply embedded and critical infrastructure within the financial services ecosystem, offering mission-critical technology that is expensive for clients to switch. Fiserv is a dominant player in financial technology, serving a large percentage of U.S. financial institutions.

Key Financial Metrics

Price$58.40
Market Cap$26.5B
P/E (TTM)9.60
P/E (Forward)6.31
Price/Book0.99
Return on Equity13.5%
Return on Invested Capital8.6%
Debt/Equity1.13x
Gross Margin59.4%
Operating Margin26.9%
Free Cash Flow$3.9B

Frequently Asked Questions

What is Fiserv, Inc.’s (FISV) StockRank?
MoatMap’s StockRank for Fiserv, Inc. (FISV) is 77/100, with a Buy signal. It is a composite of Quality (51), Value (71), and Momentum (51), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Fiserv, Inc. have an economic moat?
Fiserv, Inc. (FISV) has a Quality factor score of 51/100. Quality blends several measures of profitability and financial strength, led by gross profit to assets, return on invested capital and free cash flow to assets. A high score describes the financial record a durable advantage tends to leave; it does not prove a moat.
Is Fiserv, Inc. a buy, hold, or sell?
MoatMap’s current signal for Fiserv, Inc. (FISV) is Buy, based on a StockRank of 77/100. It is the band the score falls in, worked out from the score alone: a description, not a recommendation.