FOBANK.CO
BuyUnloved QualityFLAGFøroya Banki · Financial Services · Denmark · $405M · Avg Vol: $212K/d
Unloved Quality: Strong and cheap, but the market has not turned yet. Patience required.
Insufficient evidence for a screen-pass. Føroya Banki: fails the quant gate on momentum (Q62/V58/M39; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT FØROYA BANKI
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Føroya Banki (formerly BankNordik) is the dominant financial services group in the Faroe Islands, providing retail, commercial, and wealth management services, alongside operations in Greenland and Denmark. The bank enjoys a highly secure market position in its home territory, serving a large portion of the Faroese population and local corporate sectors. Føroya Banki benefits from a strong capital position, low funding costs, and a stable, low-competition regional economic environment.
FINANCIAL SUMMARY (DKK)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 384.9M | 617.0M | 635.1M | 609.1M | 16.5% | 594.1M |
| EPS (DKK) | 17.17 | 32.12 | 32.42 | 30.12 | 20.6% | 27.31 |
| Shares | 9.6M | 9.6M | 9.6M | 9.6M | +0.0% | 9.6M |
| Debt | 715.6M | 1.2B | 1.1B | 1.1B | 14.2% | 1.5B |
| Equity | 2.0B | 2.0B | 2.1B | 2.0B | 1.1% | — |
| Op CF | 279.9M | 36.1M | 944.0M | 929.8M | 49.2% | 288.8M |
| Inv CF | 4.8M | 24.0M | 6.4M | 52.2M | — | — |
| Fin CF | -189.0M | 163.1M | 0.9M | -500.4M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FOBANK.CO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FOBANK.CO | Føroya Banki(you) | $405M | 71 | Buy |
| SKJE.CO | Skjern Bank A/S | $606M | 66 | Buy |
| KRE.CO | Kreditbanken A/S | $252M | 76 | Buy |
| DJUR.CO | Djurslands Bank A/S | $438M | 85 | Strong Buy |
| SJF.CO | SJF Bank A/S | $1.2B | 74 | Buy |
| FYNBK.CO | Fynske Bank A/S | $233M | 52 | Hold |
| LASP.CO | Lån & Spar Bank A/S | $703M | 48 | Hold |
| LOLB.CO | Lollands Bank A/S | $143M | 89 | Strong Buy |
| MNBA.CO | Møns Bank A/S | $122M | 42 | Hold |
| DAB.CO | Danske Andelskassers Bank A/S | $484M | 17 | Strong Sell |
Peer medians: ROE 12.0% · P/E 14.3x · Gross margin 30.3%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.