Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

IFI.WA

STRONG BUYREMOVE

Ifirma SA · Technology · Poland · $42M · Avg Vol: $29K/d

85
StockRank
Q
74
V
67
M
33
P/E (TTM)
12.9x
ROE
71.6%
D/E
Dividend %
5.3%
AI CONVICTION THESIS

Ifirma SA is a Polish cloud accounting provider with good quality metrics (Q: 75), but it is a micro-cap stock focused on a localized market with no clear connection to our global macro themes.

COMPANY DESCRIPTION

Ifirma SA is a pioneer and leading provider of cloud-based accounting software and online bookkeeping services for micro-businesses and SMEs in Poland. The company operates a highly scalable, high-margin Software-as-a-Service (SaaS) business model with a sticky customer base. Ifirma benefits from recurring revenue streams driven by the ongoing digitization of business administration and frequent changes in Polish tax regulations.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue11.5M13.7M15.6M17.0M13.8%
EPS0.310.330.350.5420.2%
Shares6.4M6.4M6.4M6.4M0.0%
Debt2.3M2.6M2.8M2.9M9.2%
Equity3.7M3.4M3.9M4.5M7.0%
Op CF2.0M2.2M2.1M3.4M19.5%
Inv CF-3.1M-0.2M-0.4M-0.2M
Fin CF-1.7M-2.4M-1.8M-2.9M
Loading...
PRICE (1Y)-11.3%
6.416.696.967.247.51May 13Jun 3Jun 24
SMA 50SMA 200
Close
$6.53
RSI (14)
36.3
52W High
$9.71
From 52W High
0.7%

SCORE BREAKDOWN

Quality
74
ROIC
92.5%99.8
ROE
71.6%98.5
GP/Assets
92.1%96.3
Op. Margin
17.5%79.2
FCF/Assets
30.0%96.6
Piotroski
669.9
Int. Cover
50.0x84.5
D/E Ratio
N/A
Current Ratio
1.05x12.0
Value
67
P/E (TTM)
12.9x85.2
EV/EBITDA
10.1x74.5
P/FCF
18.4x64.8
P/B
9.1x16.0
P/S
2.4x57.4
Div Yield
5.3%93.4
Momentum
33
52W High %
67%41.9
RS 6M
-26%43.3
SMA 50/200
0.92x26.7
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
-34%16.5

FUNDAMENTALS

Market Cap
$42M
P/E (Forward)
Gross Margin
40.5%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of IFI.WA are excluded.

TickerCompanyMkt CapStockRankSignal
IFI.WAIfirma SA(you)$42M85STRONG BUY
PAS.WAPassus S.A.$51M74BUY
ALL.WAAilleron S.A.$54M96STRONG BUY
YRL.WAyarrl S.A.$13M82STRONG BUY
OPM.WAOPTeam Spólka Akcyjna$13M98STRONG BUY
ATD.WAAtende S.A.$36M51HOLD
BCM.WABetacom S.A.$6M95STRONG BUY
SGN.WASygnity S.A.$454M80STRONG BUY
CMP.WAComp S.A.$486M78BUY
XPL.WAXplus S.A.$55M88STRONG BUY

Peer medians: ROE 13.9% · P/E 17.5x · Gross margin 27.2%

Ifirma SA (IFI.WA) — Stock Score Summary

Ifirma SA (IFI.WA) has a MoatMap StockRank of 85/100 based on Quality (74/100), Value (67/100), and Momentum (33/100) factor scores. The current signal is STRONG BUY. Ifirma SA is a Polish cloud accounting provider with good quality metrics (Q: 75), but it is a micro-cap stock focused on a localized market with no clear connection to our global macro themes.

Ifirma SA is a pioneer and leading provider of cloud-based accounting software and online bookkeeping services for micro-businesses and SMEs in Poland. The company operates a highly scalable, high-margin Software-as-a-Service (SaaS) business model with a sticky customer base. Ifirma benefits from recurring revenue streams driven by the ongoing digitization of business administration and frequent changes in Polish tax regulations.

Key Financial Metrics

Price$6.53
Market Cap$42M
P/E (TTM)12.95
Price/Book9.11
Return on Equity71.6%
Return on Invested Capital92.5%
Gross Margin40.5%
Operating Margin17.5%
Revenue Growth-1.7%
Dividend Yield5.3%
Free Cash Flow$2M

Ifirma SA operates in the Information Technology Services industry, part of the Technology sector (Poland).

Frequently Asked Questions

What is Ifirma SA’s (IFI.WA) StockRank?
MoatMap’s StockRank for Ifirma SA (IFI.WA) is 85/100, with a Strong Buy signal. It is a composite of Quality (74), Value (67), and Momentum (33) factor ranks across MoatMap’s 20,000+ stock universe.
Does Ifirma SA have an economic moat?
Ifirma SA (IFI.WA) has a Quality factor score of 74/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ifirma SA a buy, hold, or sell?
MoatMap’s current signal for Ifirma SA (IFI.WA) is Strong Buy, based on a StockRank of 85/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Ifirma SA in?
Ifirma SA (IFI.WA) operates in the Technology sector, specifically the Information Technology Services industry (Poland).