Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ING
BUYING Groep N.V. · Financial Services · Netherlands · $93.8B · Avg Vol: $120M/d
68
StockRankGet insider-trade alerts
Q
45
V
46
M
70
P/E (TTM)
13.0x
ROE
16.6%
D/E
3.6x
Dividend %
2.7%
COMPANY DESCRIPTION
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21.5B | 25.8B | 25.7B | 26.1B | 6.6% | 28.0B | 27.6B | 29.6B | 6.7% |
| EPS | 1.16 | 2.33 | 2.25 | 2.41 | 27.6% | 2.48 | 2.69 | 3.05 | 12.4% |
| Shares | 3.6B | 3.3B | 3.1B | 2.9B | -19.8% | 2.9B | — | — | — |
| Debt | 135.9B | 170.6B | 194.9B | 203.9B | 14.5% | 323.8B | — | — | — |
| Equity | 56.8B | 58.3B | 57.2B | 56.5B | -0.1% | — | — | — | — |
| Op CF | -12.6B | -12.9B | -25.6B | -7.3B | — | -7.3B | — | — | — |
| Inv CF | -6.0B | -9.7B | -6.9B | -17.9B | — | — | — | — | — |
| Fin CF | 5.3B | 20.9B | 6.1B | 9.4B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+10.6%
SMA 50SMA 200
Close
$32.83
RSI (14)
49.0
52W High
$33.46
From 52W High
1.0%
SCORE BREAKDOWN
Quality
45
ROIC (ROA)
0.8%*31.3
ROE
16.6%78.8
GP/Assets
2.3%N/A
Op. Margin
41.7%61.5
FCF/Assets
-0.6%N/A
Piotroski
28.5
Int. Cover
—50.0
D/E Ratio
3.61xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
13.0x51.6
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.4x38.4
P/S
3.3x58.1
Div Yield
2.7%34.4
Momentum
70
52W High %
98%81.6
RS 6M
10%77.9
SMA 50/200
1.13x82.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+26%55.2
Q Growth
7%40.4
FUNDAMENTALS
Market Cap
$93.8B
P/E (Forward)
10.3x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ING are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ING | ING Groep N.V.(you) | $93.8B | 68 | BUY |
| BARC.L | Barclays PLC | $90.9B | 68 | BUY |
| BNY | The Bank of New York Mellon Cor | $107.8B | 70 | BUY |
| BOY.DE | Banco Bilbao Vizcaya Argentaria, S.A. | $135.9B | 67 | BUY |
| CM | Canadian Imperial Bank of Commerce | $107.2B | 62 | HOLD |
| 601328.SS | Bank of Communications Co., Ltd. | $84.7B | 76 | BUY |
| UBSG.SW | UBS Group AG | $161.8B | 70 | BUY |
| BMO | Bank of Montreal | $124.5B | 60 | HOLD |
| STAN.L | Standard Chartered PLC | $58.4B | 60 | HOLD |
| BNS.TO | The Bank of Nova Scotia | $110.9B | 54 | HOLD |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%